Android Pay is a free and convenient mobile payment service developed by Google for owners of Android devices.
Attention! Android Pei is now called.
Downloading Android Pay is recommended for every user, because the software allows you to make purchases and pay for services in any convenient place where NFC contactless payment technology is supported, as well as in applications and on the Internet.
Android Pay will help to further expand the capabilities of the gadget and keep all debit, credit and loyalty cards in one place. To pay in the store, there is no need to even enter the application, you just need to make sure that the smartphone is unlocked and bring it to the terminal.
And to pay online, you no longer need to enter data every time - just choose a service among payment methods and save time.
Features:
- physical security with mandatory fingerprint scanning, entering a pattern or digital password;
- creating a virtual account number representing and storing user account information;
- sending a randomly generated one-time code instead of user data when making a payment;
- smart authentication to identify the device in use by the security system.
The main requirements for working with Android Pay are the version of the mobile operating system Android 4.4 and higher, support for NFC technology on the gadget, as well as a bank card that has entered into an agreement with the creator of the service to provide such services for its customers.
If you add a bank card that is not a partner of the system, you will not be able to use and register it. Android Pay will not work if the device:
- Preinstalled OS Android 4.3 and below, or version for developers.
- Hacking with root access rights, custom firmware, or changing the standard settings of the OS itself.
- Samsung MyKnox app installed.
- There was no verification from Google.
- The operating system bootloader is unlocked.
If the user already has cards linked to their Google account, they can be added to Android Pay immediately. If there are none, then you will have to enter all the data yourself.
By the way, users have noticed frequent mistakes when trying to use the gadget's camera to enter information from cards, so it's better to enter the details manually right away. Confirmation of the card will occur either by a message or by a call from a bank representative.
The purchases themselves, although they can be made without connecting to the network, after some time will still require a connection to it. The latter is due to the fact that, unlike other similar services, Android Pay stores all transaction data not in the memory of the gadget, but in the virtual cloud.
Downloading Android Pay to your mobile device, smartphone or tablet, is recommended for everyone who wants to quickly and easily pay for any purchases directly from their phone.
Innovative bank payment technologies are gradually spreading around the world, coming to new countries. Next in line is Russia. On May 23, 2017, the long-awaited launch of Google Pay in Russia, which was previously called Android Pay, took place. In this article, we'll talk about all the pros and cons of the payment system, figure out how to connect and set up Google Pay and which banks and smartphones support this technology.
Google Pay - what is the technology and why is it needed?
Google Pay is a payment platform for Android smartphones from the well-known American corporation Google, which was launched for the first time in 2015. Today, this payment technology is already working in such large countries as the USA, UK, Australia, Singapore, etc.
Many people ask what is the essence of this technology? Google Pay allows you to pay for your daily purchases using a smartphone or smart watch on the Android operating system in a contactless way, having previously “linked” a bank card of a bank that supports this technology.
The Google Pay payment platform is similar in principle to Apple Pay and Samsung Pay. But unlike the above-mentioned systems, it has a number of advantages.
Pros and cons of payment service
In order to understand how convenient this platform is and whether it is worth using it, you need to understand what are its advantages and disadvantages of payments via the NFC module on the phone.
First, consider advantages of contactless paymentsGooglePay:
- No need to carry plastic bank cards with you. For payments, it is enough to use your smartphone, without which most modern people do not leave home.
- One smartphone instead of several payment cards. That is, you can “bind” cards of several banks to Android Pay, and when paying, you can already decide which card you want to make a payment with.
- The fundamental advantage of Android Pay, in contrast to Apple and Samsung Pay, is that this system not tied to a specific brand of smartphone... The main thing is that the smartphone is on the Android operating system. And in the world of such smartphones, there are about 85% of the total smartphone market.
- Payment speed.Paying physically with a bank card on time usually takes much longer than using a contactless method.
- Payment security. Now this is one of the main aspects of using new payment technologies. Unlike paying with a bank card, firstly, you will not be able to copy a bank card, and secondly, the payment is confirmed with a fingerprint or a special code. In addition, the transfer of data during payment is encrypted and reliably protected from fraudsters.
- In addition to bank cards, you can add most loyalty cards, discount cards and other cards that you usually carry in your wallet to the GPay application.
Cons of contactless payment platform:
- Unfortunately, so far so far not all stores have a contactless payment system... But every year, the number of banks supporting the new product from Google and the number of payment points that accept contactless payments, including Google Pay, is growing very rapidly.
- There is no way to use technology to withdraw cash... At least the majority of ATMs in Russia are not configured to read contactless gadgets.
- Out of charging on the smartphone - left without money... If you constantly use only your smartphone as a means of payment, and if the charging on the gadget ends, you can be left without a means of payment.
So, in order to connect Google Pay, you need to have a bank credit or debit card Visa, MasterCard, Discover, American Express in a bank that supports this technology, and also have a gadget that is technically suitable for contactless payment.
Banks supporting Google Pay in Russia
So which banks do GPay support? As of May 23, 2018, you can connect the cards of the following banks:
- Sberbank
- Opening
- Promsvyazbank
- Point
- MTS-Bank
- B&N Bank
- Rosselkhozbank
- Yandex money
- Some regional banks ...
Every month the number of banks connected to the system will certainly increase. A more detailed and up-to-date list? and also which cards can be added to the application can be found on the official website.
Devices that support paymentGoogle pay
As already mentioned, unlike Apple Pay and Samsung Pay, the main condition for using the new technology is the Android operating system version 4.4 and higher, as well as the presence of an NFC module (chip for contactless payment) in the smartphone.
Attention! Many have encountered such a problem that either they cannot find the corresponding application on Google Play, or a message appears: "Not supported on your device." This message is usually seen by those who bought their smartphone through Aliexpress. The fact is that such gadgets usually have non-official firmware or open root access. Therefore, on such devices, it will not work to install the GPay application (This applies to such Chinese brands as MEIZU, Xiaomi, Elephone, etc., purchased not in Russia).
The most affordable smartphones with an NFC module are currently produced by the company HUAWEI under the HONOR brand... I myself am the owner of a gadget of this brand and I can say that contactless payments are made without any problems. Everything is just perfect, unlike Samsung from other brands, where glitches and freezes are very common.
How to use Google Pay
So, if you have a card of a supported bank and a smartphone on the platform of the same name with an NFC module, then to pay with your smartphone you need:
- Download the official Google Pay app from the Google app store.
- In the application settings, add "link" the bank card of the supporting bank.
- Set the main card for payments in the application settings (For example, if you have added several cards)
- Also, in the NFC settings of your smartphone module, you must select the "Default" application for contactless payment. Choose Google Pay.
Direct payment at the store is carried out in a standard way. When the cashier asks you to insert the card, you must unlock your smartphone and bring the back of your smartphone to the bank terminal. Payment will be made from the bank card that you indicated as the main one in the GPay application. If at the time of payment you want to make a payment from your other card, then just open the GPay application, select one of the added cards and bring the phone to the terminal.
Below is a detailed video review of Google's contactless payment technology on Android smartphones.
In Russia, on May 23, 2017, a new payment system from Android - Android Pay - was launched, and it's time to find out which phones support it.
A lot is bought all over Russia every day, which can be recognized by the logo with a green robot. However, this operating system does not need a special introduction, it is perhaps the most widespread in the world and even works.
The list of Android Pay compatible phones would be too long to be detailed in a short article. Judge for yourself, devices of many brands work on this operating system, such as:
- Alcatel
- Lenovo
- Huawei
And this is not a complete list.
To know exactly which phones Android Pay works on, you need to know what characteristics a compatible gadget should have.
Specifications
+ There are some smartphones that, even with all the above features, do not support Android Pay:
- Elephone P9000
- Evo 4G LTE
- Nexus 7 (2012)
- Samsung Galaxy Light, S3, Note III
Thus, the answer to the question, "What smartphones support Android Pei?" there will be "Almost any smartphones of recent years equipped with an NFC module", and there are incredibly many of them. Unlike analogs presented by Apple and Samsung, this payment platform will function not only on flagship gadgets, but also on devices that can be considered a little outdated. Therefore, if you made sure that your phone supports the service, then you just need to
Many users were looking forward to the release date and were wondering when Android Pay will appear in Russia. And just recently, on May 23, 2017, this service officially started working in our country. Now that Android Pay has become available to all residents of Russia, it can be downloaded for free in.
Android Pay Is a convenient, simple and secure service for making contactless payments from Google. Each user who has a mobile phone or tablet on the Android operating system with a version higher than 4.4 KitKat or a Wear 2.0 smart watch will be able to use this service. It should be noted that the device must have NFC wireless data transmission technology. If Android Pay does not work, find out if your phone has an NFC chip by downloading and installing the NFC Check by Tapkey 1.2 software.
Let's list the most popular phones that support Android Pay:
Google nexus
Xiaomi Mi5
Samsung Galaxy
Alcatel Onetouch
Huawei Honor 8
Sony Xperia
HTC 10
Meizu
With the release of Android Pay, you no longer need to carry cash and bank cards with you. All your money will be right in your mobile phone, and this is enough to pay for purchases.
To set up and use Android Pay, you only need to take a few steps:
Download the Android Pei app on your personal smartphone
Add your Visa or MasterCard bank card
Done! Start paying for purchases using your smartphone with one touch
The most famous banks of the Russian Federation cooperating with Android Pay:
Sberbank
AK Bars Bank
Alfa Bank
B&N Bank
MTS Bank
Opening
Promsvyazbank
Raiffeisenbank
Russian standard
VTB 24
Tinkoff
Yandex money
Rocketbank
Rosselkhozbank
How to pay for a purchase or make a payment using a smartphone? Unlock your phone - Present it to the terminal - Congratulations! You have made your first payment.
An interesting fact, unlike Apple Pay, Android Pay works without a fingerprint scanner in the phone, it is enough to come up with a PIN code or a graphic password and use it when making purchases. By the way, you can pay not only in stores in your city, but also in online stores. Thanks to the new service, you do not need to enter 28 digits of your bank card, your first and last name each time to make a purchase.
By the way, an interesting promotion is taking place in the Moscow metro from May 23 to June 23, 2017 - pay for the metro fare through Android Pay and return 50% of the fare to the card. Earlier in the news it was said that you can ride the metro for only 1 ruble, and how this information about the action turned out to be incorrect. Download Android Pay for free to the phone you can follow the link below, without registration and SMS.
The date of the official launch in Russia of the payment service from Google - Android Pay happened on May 23, 2017! The owners of smartphones on the operating system of the same name are happy and, of course, wonder what devices this service works on.
The list of devices that support Android Pay is quite extensive, and this is its advantage over counterparts focused on only one brand.
Android Pay compatibility with your gadget
Your gadget will be fully compatible with only two components. It:
- Operating system Android version KitKat4 and higher. This version works successfully on models of almost any brand that came out after 2013. You can view the version of your operating system in the "Settings" by selecting the "Device Information" sub-item. For more information, read with us.
- The developer version of Android will not work either.
- The next item will be the presence on your or another Android gadget of a module that is responsible for contactless data transmission (NFC module). If you do not know for sure whether there is such a function on, say, a phone, you can clarify the information in its technical specifications. In addition, on some smartphones and tablets, the contactless data transfer function must be enabled additionally in the settings. Read about that in our article.
- You don't have to own a rooted smartphone. Also, Android Pay cannot be installed on a smartphone with an unlocked bootloader. Thus, Google strives to protect customers from fraudsters: devices with an unlocked bootloader are less secure. About that, see the information with us. Anything is possible 😉
- Your phone must not have the Samsung MyKnox app installed.
- The device must be certified by Google.
And there are still some phones that would seem to fit, but nevertheless, you won't be able to use the payment service on them:
- Samsung Galaxy: Note III, Light, S3
- Elephone P9000
- Evo 4G LTE
- Nexus 7 (2012)
Well, that's all, agree - a little. Today, there are about 40% of Android gadgets with the corresponding characteristics. That is, in addition to almost any smartphone or tablet of the latest generation, the service can be downloaded, for example, on a phone that was released in 2014. And they are at any outlet that accepts contactless payments, and there are a great many of them today. If you want to know, go to the corresponding article.