Raiffeisenbank cards are well-deservedly popular due to the low cost of service and a large number of convenient options. Despite the fact that non-cash payments are becoming more common in our time, sometimes it becomes necessary to get banknotes from an ATM. When making such transactions, commission deductions are often charged, so it is important to know the amount of the commission for cash withdrawals at Raiffeisenbank, as well as how to get cash with maximum benefit.
Fee for withdrawing money from debit cards of Raiffeisenbank
| ATMs Raiffeisen | ATMs of other banks |
|---|---|
| Raiffeisenbank does not charge a fee for cash withdrawals from its own terminals and ATMs. At the cash desks and bank branches of Raiffeisenbank, a commission of 0.7% of the withdrawn amount is charged for the service, minimum = 300 rubles. In 24 hours, you can transfer no more than 3 million rubles into banknotes - this is the limit set by the organization. | Withdrawal without commission from a Raiffeisenbank card at third-party ATMs and terminals is not provided. In addition to the main amount of money withdrawn, 0.5% of this amount + 150 rubles is deducted from the balance. If you need to withdraw a foreign currency other than the one in which the account is opened, third party bank take a 2% commission. The commission for withdrawing from a Raiffeisenbank card in Sberbank is exactly the same as in any other banks - half a percent of the amount received plus 150 rubles. |
Fee for withdrawing money from Raiffeisenbank credit cards
A credit card is essentially intended for non-cash payment for services and goods. But sometimes you need to withdraw borrowed funds from it. Commission deductions from credit cards for this service higher than from debit cards, and their size depends on the type loan product and use of "native" or third-party ATMs.
As you can see from the table: credit card Visa Classic Cash is served on special conditions. It is possible to withdraw cash from it without commission at ATMs of Raiffeisenbank and partner banks.
Attention, to withdraw Money there are restrictions from Raiffeisen cards, details in the article:
Raiffeisen Bank partners: ATMs without commission
The cooperation of financial institutions with each other is aimed primarily at ensuring that customers can withdraw money from cards without extra costs. For this reason, modern big banks are united in a network and enter into appropriate agreements, under the terms of which, within the designated banking group, no commission is charged from cardholders for cash withdrawals.
ATMs and terminals of Raiffeisenbank are present in almost all settlements countries and with the help of them you can get money in cash without commission deductions. Many are interested in where else to withdraw funds from a Raiffeisenbank card without a commission. So, this is possible in self-service devices of several banks:
But do not confuse the use of ATMs and the transfer from the Raiffeisen card to another card, the conditions and commission for the transfer may be different.
Raiffeisenbank offers very loyal conditions for servicing card products and does not establish interest rate for the issuance of banknotes in their own equipment. For a similar operation with credit plastic, the bank also does not charge too high a commission. However, when receiving money in third-party institutions, you should carefully read the terms of operations. And if the commission turns out to be unreasonably high, it makes sense to look for ATMs of Raiffeisenbank's partners so as not to overpay.
Rosneft Oil Company is the main shareholder and strategic partner of RRDB. It is not surprising that with such a partner, the bank's balance sheet shows stable and reliable growth, and RRDB itself is included in the economic leadership group, which implies that Bank of Russia loans can be secured by its guarantee.
A wide range of services to individuals should be accompanied by a developed network of offices, ATMs and representative offices in different cities. Now, under the leadership of RRDB JSC, there are
- 5 large branches in cities of the Russian Federation strategically important for the oil industry: St. Petersburg, Novosibirsk, Krasnodar, Samara and Nefteyugansk;
- 20 additional branches in different regions;
- 30 sales offices and more than 6,000 terminals and ATMs.
This branching allows to offer citizens the main types of banking services:
- Issuance of credit products;
- DU, brokerage services;
- Money transfers, currency;
- Impersonal metal accounts;
- Plastic debit, salary and credit cards, etc.
The All-Russian Regional Development Bank does not have a wide network of ATMs. Therefore, he is constantly looking for partners in the face of others. financial institutions. By connecting the networks of ATMs, RRDB makes working with cards more comfortable for its customers. No need to look only for bank ATMs, you can cash out money at partner ATMs.
RRDB ATM partners without commission are listed in the table. However, the free cash withdrawal mechanism operates with some limitations.
List of RRDB partner banks
Uralsib is a partner bank of RRDB for cash withdrawal without commission with one caveat. You can withdraw money free of charge only from salary and pension cards.
Cooperation with Uralsib has significantly increased the network of payment devices. Because there are more than 1,500 partner ATMs in seven federal districts.
Another RRDB partner bank is Far Eastern Bank. Without commission, you can withdraw money without restrictions - from any debit cards.
Cash withdrawal fee
In ATMs of third-party banks, a commission of 1 percent of the transaction will be charged. Minimum amount write-offs - 150 rubles.
For withdrawing money from credit cards other commissions are charged. They can be clarified on the official website of the bank or by calling the help desk.
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RRDB money transfers ( of the All-Russian Bank development of regions) is financial instrument, service banking organization, through which you can receive and send money through channels banking system non-cash way. Reliability and confidentiality in such transactions are guaranteed. The Bank allows you to make transfers in which recipients and senders can be both physical and legal entities. At the same time, the currency in which the transfer is made can be different: this allows you to send money both within Russia and to other countries.
RRDB money transfers in Russia
RRDB carries out money transfers in Russia in several ways, among which transfers without opening an account are especially popular, transfers “ Gold Crown – Money transfers» and transfers using the WesterUnion system. Operations are carried out both in rubles and in foreign currency. Transactions can be internal (within RRDB bank accounts and cards) and external (RRDB acts as a recipient/sender of funds). At the same time, if the transfer is made from an account opened with the RRDB, there are no restrictions on the amount (as a rule, this is 600,000 rubles).
How much is the RRDB money transfer
For each client who transfers or receives funds to an account, to a card or in cash at a bank, it is important how much the RRDB money transfer goes. If needed instant transfer, which will take from several seconds to several minutes, it makes sense to use the possibility of transferring from card to card. As a rule, money in this case arrives on average within 5 minutes on the recipient's card. Transfers using the WesterUnion system also do not take much time - the operation takes a few minutes, while transfers without opening an account are completed within a few days.
RRDB Money Transfer Commission
The RRDB money transfer commission is set at certain types translations. For transfers in favor individuals the commission can be 1%, 1.2%, 1.3%, 1.5%, 2% or equal to a certain amount. The amount depends on the direction (that is, the country of the recipient of the funds), the amount of the transfer and the currency used to transfer the money. As part of the Golden Crown - Money Transfers transfers, the commission is set in the amount of 0.5% to 1.5% or in the form of a fixed amount. Transfers to own accounts with RRDB are not subject to commission, and in favor of other persons - from 0.6 to 2% (minimum - 100 rubles).
Competition among banks for customers leads to the fact that banks come up with additional conveniences for customers. One of these amenities is the creation of a partner network of ATMs with other banks so that customers can use the card on favorable conditions not tied to a specific bank. Naturally, customers benefit from this. But unfortunately, not everyone knows about such opportunities and continue to withdraw money as before in their own ATMs, sometimes creating queues of several people. Below is a list of ATMs of partner banks, in which customers of these banks can withdraw money on preferential terms.
Banks-partners of Alfa-Bank | 7 banks
Alfa-Bank was one of the first banks to start building a lean ATM network with other banks. And to date affiliate network ATMs of Alfa-Bank is one of the largest in Russia. Alfa-Bank customers can withdraw from the card without commission at ATMs of the following banks: Gazprombank, Otkritie Bank, Moskovsky credit bank, Rosbank, Promsvyazbank, Russian Agricultural Bank, Ural Bank for Reconstruction and Development.
Banks-partners of Rosbank | 8 banks
Partner ATMs for withdrawing cash from a Rosbank card are as follows: Ak Bars, Alfa-Bank, VTB, Gazprombank, Raiffeisenbank, Rosselkhozbank, Uralsib Bank. Since December 2019, Rosbank cardholders can withdraw from their ATMs at Sovcombank ATMs.
Partner banks of Uralsib Bank | 5 banks
Uralsib customers can withdraw without commission at ATMs of VTB Bank of Moscow, Rosgosstrakh, Raiffeisenbank, Uglemetbank.
Addendum: On August 2, Uralsib canceled the commission for cash withdrawal on its debit cards at any ATMs in Russia with a transaction amount of more than 3 thousand rubles, with an amount less - the commission will be 49 rubles.
Banks-partners of Raiffeisenbank | 10 banks
You can withdraw from Raiffeisenbank cards without commission to Binbank (including cash deposit), Gazprombank, MCB (including cash deposit), Rosselkhozbank, Rosbank, Uralsib, Energotransbank, Unicreditbank.
Banks-partners of Promsvyazbank | 4 banks
Holders PSB cards can withdraw without commission to Alfa-Bank, Rosselkhozbank, Vozrozhdenie Bank, AVB Bank.
Banks-partners of Gazprombank | 4 banks
Gazprombank's partner bank is Alfa-Bank, Credit Ural Bank (KUB), Belgazprombank. At ATMs of these banks, you can request a balance and withdraw cash from a Gazprombank card at a rate of 0.5% of the withdrawal amount (Operations in the GPB corporate network), Bank Otkritie.
Banks-partners of Post-bank | 8 banks
From the Post-Bank card, withdrawal is provided on preferential terms (without commission) at VTB Group ATMs, which include the bank of the same name, VTB Bank (Georgia), VTB Bank (Ukraine), VTB Bank (Armenia), VTB Bank (Belarus), VTB Bank (Azerbaijan), VTB Bank (Kazakhstan).
Banks-partners of VTB | 9 banks
The partner banks of the second largest bank in Russia are currently banks that are part of their own VTB group in Russia and abroad. In Russia, this is the united VTB Bank (VTB24 and the Bank of Moscow), Post-Bank. Abroad, these are the subsidiary banks of VTB, described above.
Banks-partners of Rosgosstrakh Bank | 2 banks
You can withdraw money from the Rosgosstrakh Bank (RGS Bank) card on preferential terms at ATMs of the Moscow Credit Bank. Withdrawal fee from debit card The RGS of the bank in ATMs of these banks is 0.5% (min. 50 rubles / 2 dollars / 2 euros).
Banks-partners of Rosselkhozbank | 4 banks
The partners of Rosselkhozbank (RSHB) for withdrawing cash from the card are Alfa-Bank, Promsvyazbank, Raiffeisenbank, Rosbank.
Banks-partners of Otkritie bank | 8 banks
Since April 2019, Otkritie Bank customers can withdraw cash from VISA cards or MasterCard without commission at Alfa-Bank (including zero commission for cash acceptance), Gazprombank, Raiffeisenbank, Russian Standard, Unicredit Bank, Zenit Bank, SKB Bank and GazEnergoBank.
Banks-partners of SMP-Bank | 2 banks
The partners of SMP-Bank are the banks included in its structure. These are Mosoblbank and InvestCapitalBank. Withdrawing cash from ATMs of these banks is free of charge.
Banks-partners of the Moscow Credit Bank | 4 banks
Clients of the Moscow Credit Bank can withdraw free of charge in the partner united ATM network of MKB, which includes the following banks: Alfa-Bank (including depositing cash), Raiffeisenbank, UniCredit Bank, Rosgosstrakh Bank.
Banks-partners of Sberbank | 12 banks
Sberbank has partner banks, at whose ATMs SBERA customers can withdraw cash from a debit card on preferential terms. These conditions in each territorial bank may vary slightly, but as a rule, no commission is charged. For some cards, there may be a commission of no more than 0.75% of the withdrawal amount.
Sberbank's partners are its subsidiary banks abroad: Sberbank (Kazakhstan), Sberbank of Russia (Ukraine), BPS-Sberbank (Belarus), DenizBank A.S. (Türkiye), Sberbank d.d. (Croatia), Sberbank BH (Bosnia and Herzegovina), Magyarorszagi Volksbank Zrt (Hungary), Sberbank a.d. Banja Luka (Serbian Republic), Sberbank Srbija (Serbian Republic), Sberbank Slovensko (Slovakia), Sberbank banka (Slovenia) and Sberbank CZ (Czech Republic). The collection of tariffs can be found on the bank's website.
Partner banks of Tinkoff Bank
As you know, Tinkoff Bank has map Tinkoff Black the commission is the same for all ATMs: if the withdrawal amount is more than 3 tr, the commission is not charged, and if the withdrawal amount is less than 3 tr, it is 90 rubles. If the limit is exceeded 500 tr - in both cases, an additional fee of 2% is charged. Thus, the issue of partner banks is not very relevant here.
The largest cash withdrawal limits
When withdrawing cash from ATMs, especially if the ATMs of another bank, then the question arises, how much can be withdrawn at a time? Below are the banks where maximum limits to withdraw cash from a card of another bank:
ATMs of Alfa-Bank- cash withdrawal limit MasterCard cards up to 450 thousand rubles (if technically possible).
ATMs Tinkoff Bank - The withdrawal limit at these ATMs is, as a rule, 100 thousand rubles per transaction.