For financially independent people who want to emphasize their status and use privileged banking products, the Sberbank Premier service package was developed.
A special product of the bank for regular and serious customers In February 2018, the bank launched a promotion to purchase a coupon for issuing a package product for accumulated bonuses. Thank you. The coupon allowed to purchase a service package without commission for 6 or 12 months. You can use the coupon for a purchase until June 30, 2018.
Clients who meet certain eligibility requirements are eligible to join the program. financial indicators. They differ depending on where you live. For example, for the Moscow region they are as follows:
- the total amount of funds invested in deposits - 1-8 million rubles;
- average monthly income per salary card- from 150 thousand rubles. (for the last six months);
- size mortgage loans for 3 years - from 6 million rubles;
- average monthly payment on loans - from 50 thousand rubles.
In other regions, the financial threshold for joining the program will be lower. When moving to another region Additional requirements will not be presented to current participants.
Components of a complex banking product Joining the package is free. Depending on the total balance of the program participant, the service may be provided free of charge or charged 2,500 rubles per month.
Payment is made according to the following principles:
- The first two months are free of charge.
- In the third reporting period, a payment of 2,500 rubles is required while maintaining a balance of less than 2.5 million rubles as of the last date of the month. If the indicator is exceeded - use is free.
- If the Sberbank Premier package is turned off within the first two months, no payment will be charged, regardless of the balance.
- With subsequent interaction, in order not to pay a commission, it is enough for the rest of the month to maintain a total balance of 2.5 million rubles or more.
As part of the package, the client receives the following privileges:
- registration of cards with big bonuses;
- currency exchange for favorable exchange rate;
- a line of deposits with higher rates;
- 20% discount when renting safe deposit boxes;
- card Priority Pass for free access to airport VIP lounges;
- travel insurance policy for the product owner and his family;
- medical services “Second medical opinion” and “Onco-insurance”;
- premium service with a personal manager, a dedicated service area and a separate support line;
- “Personal Consultant” service to provide free assistance in tax refunds.
Cards with big bonuses in Sberbank Premier
The cards in the service package earn more points. Thank you. This is much more profitable than plastics with privileges in one or two categories.
Conditions for accumulating bonuses on premium cards Thank you accrual occurs in the following amount:
- for partner companies of the bonus program - up to 20%;
- in the “Gas Station” category and for trips on Gett and Yandex. Taxi - up to 10%;
- in the category “Cafe. Restaurants” - 5%;
- from the cost of the check when shopping in supermarkets - 1.5%;
- for other purchases - 0.5%.
Increased Thanks are accrued on one condition - monthly spending on cards must exceed 80 thousand rubles.
In addition, payment Visa system provides an additional system of discounts:
- for business class taxi rides with Wheely and Gett - 20%;
- for Avis car rental – 20%;
- for PACK&FLY baggage packing – 20%.
As part of the package, the client has the right to issue up to 5 main and additional cards (for 3 persons to the main account) of the format Visa Platinum Premier or World MasterCard Black Edition Premier. The value of the balance on the card determines whether a commission will be charged for its use. In addition to the benefits included in the package, Visa Platinum Premier cards have the Extended Warranty and Purchase Protection insurance programs.
Special conditions for debit and credit cards of Sberbank Also, the client is available to open any credit cards Gold level Sberbank: Master Card, Visa, Visa Give Life and Aeroflot.
Personal manager for clients
When making a package, the client receives a personal manager who will cooperate with him, advise and fulfill any documentation for selected services. You can also contact Sberbank for free on the line for Premium customers.
The premium package includes a dedicated telephone line If you need a personal visit to the office, a privileged client does not need to stand in line with an ordinary employee. It is serviced in special zones that allow privacy. They are available in many departments.
VIP lounges at airports
As part of the Sberbank Premier service, the client increases the level of comfort during air travel by receiving free map Priority Pass. The client, together with his family members, will be able to relax at the largest international airports in 120 countries, regardless of the cost of tickets. In the business lounges, travelers will be provided with cozy seating areas, magazines, drinks, wi-fi.
Conditions for special service at airports around the world for Priority Pass cardholders Special travel insurance programs and additional policies have also been developed for the safety of the Visa card. The maximum health insurance coverage is up to $30,000 in Russia and $100,000 outside of it.
Deposits and investments in the Sberbank Premier package
The Premier package also includes deposit and loan programs for more interesting conditions than for a wide range of customers. The minimum investment amount is 700 thousand rubles. or 50 thousand US dollars. Interest rates are higher than for deposits opened outside the package:
- Special Replenish: 4.2 - 4.45% (in rubles) and 0.45 - 1.8% (in dollars). With the possibility of depositing any amount during the validity period.
- Special Keep: 4.3-4.9% (in rubles) and 0.2-2.0% (in dollars). No option for earlier withdrawal or partial replenishment to ensure maximum profitability.
- Special Manage: 3.9 - 4.15% (in rubles) or 0.35 - 1.48% (in dollars). It is permissible to withdraw money up to the established limit and deposit any amount without loss of interest.
Deposits can be opened through Sberbank Online or through your personal manager.
A program participant gets more opportunities for investment when using an automatic financial advisor. Thanks to him, you can not waste time studying stock market. The technology will calculate the investment plan and automatically manage the money.
Impersonal metal accounts (OMS)
As part of investing under the Premier program, it is permissible to open an impersonal account for the purchase of precious metals or purchase ready-made ingots. For convenience of storage safes and bank boxes are offered.
Rental of safes is 20% cheaper under the Premier program Personal manager of shares and bonds
You can also use the services of a manager and portfolio manager for the chosen option for investing in stocks and bonds:
- With low risks: bonds, deposit, Smart Policy investment insurance program.
- With medium risks: supplemented mutual funds mixed investments.
- High-risk: The portfolio includes stocks that increase returns.
In addition, you can use the project of personal financial planning. At the same time, a qualified manager will clarify the goals and wishes regarding profitability, on the basis of which he will help to select the optimal portfolio and develop a management strategy.
Loans under the Sberbank Premier program
The credit line of products is offered under several programs, taking into account the intended purpose:
- For any purpose: from 1 million rubles. at a rate of 11.9%.
- For housing: from 8.7% for new buildings and from 9.1% for the purchase of an apartment, a house from the secondary market. There is a unique offer to take a home loan in Turkey.
- Refinancing: allows you to transfer loans, credit card debts to one bank under one program.
From June 9 to August 31, 2018, a promotion was launched for the purchase of housing in new buildings at an interest rate of 6.7%.
Unlike offers for other Sberbank clients, the Premier service offers not only more loyal rates, but also accelerated processing and approval of a minimum of documents.
How to connect the program?
To select the types of services within Sberbank Premier, the client just needs to send his phone number on the company's website. He will be assigned a personal manager who will contact to clarify preferences and make an appointment for a personal conversation and conclusion of an agreement.
Grace period of service - 2 months After registration, the client is offered options for remote management of their resources through:
- Sberbank Online;
- Mobile app;
- Mobile bank.
Sberbank Premier Client Manager (video)
Video overview of the features of premium customer service - an increased level of communication quality.
Conclusion
The Sberbank Premier service package allows you to move to a new comfortable level of interaction with banking institution. Clients receive profitable offer from credit institution and personal banking.
Being a client of Sberbank and having a card or a deposit, you can not only comfortably use the services, but also have more profitable terms. Let's first figure out what we will get if we connect the Sberbank Premier package.
What is included in the Sberbank Premier service package?
The service package includes:
- Card with big bonuses
- Deposits with higher rates
- Favorable currency exchange
- Discounts on safe boxes
- Free access to airport business lounges
- Travel insurance
- Second medical opinion
- Premium Service
- Help with tax refunds
And now about everything in more detail.
By activating the Sberbank Premier package, your card will receive more bonuses Thank you for every purchase made with the card, as well as free annual service. Let's say right away that this offer is valid if you spend more than 80,000 rubles per month on the card.
Thank you bonuses when Sberbank Premier is connected
When you connect Sberbank Premier, your cashback on the Sberbank card will increase significantly. Thus, your interest on the thank you program will be:
- Payment at gas stations, payment for taxi Gett and Yandex.Taxi - 10%
- When paying in cafes and restaurants - 5%
- When paying in supermarkets - 1.5%
- All other purchases are charged 0.5%.
Agree, much more profitable than under normal conditions. To be precise, the accruals are 20 times higher than on a regular card.
It is also important to note that these bonuses are available only for a new Visa Platinum Premier or World MasterCard issued to you. Black Edition Premier.
Let's, for example, calculate your benefit from ownership new card. For example, on average, you spend 800 rubles for the annual card service and 60 rubles for the Mobile Bank service every month. Then your savings for the year will be 1520 rubles.
Sberbank Premier deposits
If the deposit amount is more than 1 million rubles, then the interest rate on the deposit is higher by 0.8%. An increase in the interest rate compared to a deposit opened at a branch of Sberbank. It is also important to take into account that the term of the deposit should be from 1 to 2 years inclusive.
Favorable conditions for currency conversion Sberbank Premier
So, when exchanging 1,000 dollars for rubles, you will receive a savings of approximately 1,039 rubles. An approximate value is indicated for familiarization. The real benefit varies depending on the change in the exchange rate.
Safe boxes in Sberbank Premier
If you use safe deposit boxes, then you will also be interested in the Sberbank Premier package. So, with a cost of 10,000 for safe boxes per year, you will save 2,000 rubles. The benefit is obvious.
Free access to airport business lounges with Priority Pass
If you often fly business class, then the Sberbank Premier package will help you feel as comfortable as before and at the same time save a significant amount of money. For example, flying once a month during the year, you will save 46,575 rubles on your stay in the airport business lounge.
Travel Insurance Sberbank Premier
As part of the package, the purchaser of the package receives insurance for the whole family within the amount of $100,000. This insurance can be used if you are going to open a visa. Thus Insurance Company Sberbank Insurance will reimburse you for:
- medical expenses during a trip
- Medical expenses for active sports (this includes transportation to the clinic and health care when injured)
- Cost of lost luggage
- Flight delay costs
- Expenses related to trip cancellation or early return
- Insurance civil liability
The advantage of this insurance program is that it operates all over the world. An exception is the territory within a radius of 100 km from the place of permanent residence. In this case, the validity period of insurance from the beginning of the trip is 90 days. As we wrote above, this insurance policy is suitable for opening a fresh Visa, since the insurance certificate of Sberbank Insurance is recognized by all foreign embassies. In any case, the company will reimburse the entire amount of costs.
Who is insured under the Sberbank Premier package
- This is directly the owner of the Sberbank Premier package (age from 18 to 70 years old)
- If you are traveling with your family, then your spouse is also insured with you (including civil under the age of 70), children under 18, adult children who are studying at universities for the first time
- Also, if a holder of an additional bank card is traveling with you world maps MasterCard Black Edition Premier or Visa Platinum Premier under the age of 70, then he is also insured
An insurance certificate is issued only to the owner of the Sberbank Premier service package. To obtain a visa at the embassy, you can write in the certificate of family members or holder additional card(up to 2 people).
Terms of insurance Sberbank Premier
Expert medical opinion Sberbank Premier
Another useful addition to your Sberbank Premier premium package. With this option, you will be able to:
- Get advice from the world's leading medical specialists (alternative medical opinion, recommendations on the treatment plan and answers to all your questions)
- Lab and Radiology (up to $500 per person per year covered as recommended by an expert)
- Organization of treatment in Russia or abroad (Consultants will suggest the best clinic and help organize a trip for treatment)
Access to premium service Sberbank Premier
At your disposal there will always be a personal manager who is always ready to help solve a particular problem, as part of a service package. In addition, a dedicated support line is always available to you, as well as dedicated zones of Sberbank Premier.
Free Tax Refund Assistance
You can get a tax refund if you bought a house, paid a mortgage, tuition or treatment, transferred money to NPFs and IIS. Tax advice will fill in for you personal consultant.
Terms of use of the Sberbank Premier service package
First two month use of the service is provided absolutely for free. Further, the monthly fee for using the service will be 2500 rubles. This is provided that the total amount on all your accounts with Sberbank is less than 2,500,000 rubles.
If there is more than 2,500,000 rubles on the general account of Sberbank, the cost of using the Sberbank Premier package is free.
Thus, you have familiarized yourself with all the benefits of the Sberbank Premier premium package. Its benefits are obvious if you lead an active lifestyle, if you are a traveler or if you always want to always be sure of the future.
Questions and answers on the Sberbank Premier package
Since the package includes a large package of options and services, you may have difficulties or questions about some of the included services. Below we have collected answers to the most popular services from the Sberbank Premier package.
Where can I get a Sberbank Premier service package?
The service package can only be activated in the Sberbank Premier special zone at a Sberbank branch. The client must be 18 years of age or older.
I already have a savings account with Sberbank. Will the current rates for it change when the package is activated?
Yes, they will automatically change to elevated.
How many cards within this package can I issue?
You can issue a maximum of 5 cards for 3 persons. Card currencies: rubles, dollars or euros.
What is a Priority Pass card in the Sberbank Premier service package?
Priority card Pass - the opportunity to enjoy the silence and spend the time waiting for your flight in comfortable conditions in more than 950 lounges largest airports in 120 countries of the world, regardless of the class of your ticket. For service package owners, the card is provided free of charge.
You can see the full list of answers.
Sberbank offers the Sberbank Premier service package for regular customers. Service is carried out in special order with a number of benefits and bonuses.
What is the Sberbank Premier program?
The Sberbank Premier program is a preferential service, a package of additional services that regular customers of the bank can use. The service includes such bonuses as personal consultation, the ability to resolve issues using a dedicated hotline, concessional lending and many others.
How to become a client of the program
The conditions for joining the program for clients are as follows:
- The presence of a deposit in Sberbank of at least 400 thousand rubles.
- Participation in salary project With salary from 50 thousand rubles per month.
It is enough to meet either the first or second characteristic. When joining the program, you must obtain a Premier card of the Visa or MasterCard type. The application can be submitted through the form on the website. After submitting the application, the specialist will call you back and set a meeting time to sign the documents.
Benefits of Sberbank Premier
The program provides Additional services compared to ordinary users:
- Individual consultation without queues and long waiting.
- Attached manager.
- Confidential service in a separate office.
- Service by phone 8-800-555-02-55, 8-495-669-06-38. The call is free around the clock.
- Beneficial products: deposits with increased rate, attractive lending conditions, the ability to connect several Sberbank VIP cards.
- Participation in promotions and bonus programs Sberbank, preferential money transfers.
You can get the necessary service or advice at any time convenient for the program participant, at any branch of Sberbank.
Profitable offers in the program
Sberbank Premier offers preferential terms for lending, deposits, transactions with currency and precious metals. Interest rates on deposits range from 1 to 10.6% depending on the type and terms of the deposit. Lending rates from 7 to 19% per annum.
Free delivery available bank cards Visa Platinum and MasterCard. The use of cards opens up a number of additional possibilities:
- Insurance service against loss, theft of a card, theft of funds. Up to $2,000 is reimbursed.
- Insurance for trips abroad against loss of luggage, reimbursement of expenses in case of flight cancellations. Insurance is available for the whole family. The amount of payments reaches 100,000 dollars.
- Purchase Protection insurance for Visa Platinum holders. When paying for goods with this card, the amount of insurance will be up to $ 20,000.
- Premier Concierge Service. A hotline has been opened to help organize recreation. Managers will help to book a hotel, rent a car, provide information about events, currency exchange methods and any other information of interest to the client. Phones: 8-800-700-22-55 - for customers with a Visa Platinum card, 8-800-333-56-45 - for World MasterCard holders.
- VIP waiting area at the airport. Regardless of the class of tickets, program participants get the opportunity to spend time waiting for a flight in a comfortable waiting room. To use the service, you need to get a Prioriti Pass card.
Why do you need services under the Sberbank Premier program
Service within the framework of the program allows you to effectively save time on solving financial issues, use the bank's products with significant benefits. You can open up to 5 Premier Visa or MasterCard cards. The cards also offer an improved service package. Program participants travel comfortably and are insured against unpleasant incidents on the road. Discounts are provided for purchases by kat in many federal retail chains.
Holders large sums benefit from deposits at higher interest rates. It is possible to take profitable loan on vacation, buying large things at an acceptable percentage.
Interest rates in the program
Interest on deposits depends on the product of the bank. The following contributions are now presented:
- "Special Save". The rate is from 7.7 to 10.16% per annum. Deposit term from 1 to 36 months. The deposit is one-time, it cannot be replenished. The minimum amount is 1 million rubles. There is a monthly accrual of interest that can be withdrawn.
- "Special Refill". Deposit interest up to 9.45 per annum. Deposit term up to 36 months. The minimum amount is 1 million rubles. Opportunity to replenish the deposit and monthly withdrawal of interest.
- "Special Manage". Interest on the deposit from 7.8 to 8.44 per annum. It is possible to withdraw part of the funds from the deposit. The interest rate depends on minimum amount deposit balance. A deposit is made for a period of 3 to 36 months.
Conditions consumer lending for Sberbank Premier members include several products:
- housing loan at 12% per annum;
- consumer credit up to 1,000,000 rubles at 15.9%;
- educational loan in the amount of 45,000 rubles at 7.05%.
Insurance in the program
Life insurance is provided in the format of the Smart Plus program. Investments are saved for 5 years. The investment earns dividends from valuable papers and high yield funds.
Cumulative insurance allows you to create a budget for certain goals such as paying for children's education or buying real estate. The program saves money. The sum insured cannot be withdrawn or divided upon divorce.
Premier Visa and MasterCard cardholders are included in insurance program in travel. The insurance applies to all family members and is accepted by embassies when applying for visas. The funds on the cards are also insured. Insurance is issued by Sberbank Insurance.
Preferential exchange rates from Sberbank Premier
Especially for participants in the Sberbank Premier program, the purchase and sale of foreign currency is carried out at a preferential rate. The exchange rate can be found through hotline or with a personal manager or on the site
It is worth noting that when making transactions, the exchange rate may change slightly. For example, when debiting from the card, the rate may differ from the rate that was at the time of the exchange. Changes in the cost of selling a currency can be tracked on the charts.
Program cost
You can use Sberbank Premier products free of charge for 2 months. If the client has an amount of 2.5 million rubles in the bank, then the free service remains. To continue free service the amount must be irreducible. With a smaller amount on the account debited subscription fee 2500 rubles monthly. If the client decides to disable the program within grace period, the amount of 2500 rubles will be debited in any case: the grace period plus a month for the consideration of the application.
How to connect the program?
An application for connecting Sberbank Premier can be left via the link directly on the website.
After filling necessary information the manager contacts the clients and specifies the bank branch and a convenient time for paperwork. At the meeting, it is proposed to conclude a service agreement, the possibilities of the program are discussed. After the conclusion of the agreement, the client becomes a full member of Sberbank Premier and can use all the conveniences of servicing in this format.
The Sberbank Premier service package gives its owners advantages in the form of a high level of service, privileges and bonuses that are not available to ordinary bank customers. Premier service package - favorable terms of cooperation for VIP clients.
Features and benefits of the Premier package
The conditions for joining the Premier Sberbank program include the mandatory issuance of a Premier class card payment system Visa or MasterCard. The presence of such a card in itself provides many advantages:- Service in a special area at a branch of Sberbank without a queue.
- A personal manager who is ready to provide any assistance, provide advice, select a lending program, etc.
- Consultations in the Contact Center are carried out using a special number.
- More favorable bank offers: loans at a reduced interest, profitable deposits and other banking services.
- Use of benefits, bonuses, promotions when making banking operations, for example, a special rate when exchanging currencies, buying / selling precious metals, etc.
The package is serviced by Sberbank free of charge if at the end of the reporting period the balance on the card account is more than 2.5 million rubles. If the balance is below this amount monthly payment will amount to 2.5 thousand rubles for the service. Reporting period is 1 month, and the account balance is checked on the last day of the month.
Benefits for Premier users
.Interest rates and other terms of deposits for Premier users
Deposit conditions also have higher interest rates, but only when depositing more than 1 million rubles into a deposit account. Sberbank offers the following deposits:Interest on deposits is calculated in the standard manner: on the amount that was deposited to the deposit account. Each category has its own percentage. Sometimes it depends on the period for which the deposit was issued. Sberbank recommends following deposit agreement to extract maximum profit.
Additional Benefits
Considering all the opportunities that the Sberbank Premier service package has, it is worth mentioning the Priority Pass. This option gives you access to VIP lounges at airports, no matter what class of ticket you have purchased. Priority Pass is a plastic card that acts as a pass. It will be more comfortable to wait for departure in such halls: soft chairs, free Wi-Fi, drinks, etc.
The Priority Pass card is valid in more than 130 states, at 700 airports around the world. Before departure, you need to clarify whether Priority Pass is valid at the airport. You can invite your fellow travelers who do not have this card to the VIP zone, but you need to pay extra for them separately.
What is the Sberbank Premier program?
For those who wish to get the privileged status of a VIP client in Sberbank, a special program"Sberbank Premier", becoming a member of which you receive:
- personal manager;
— favorable conditions for a variety of Sberbank products;
— round-the-clock telephone line for detailed consultations;
– planning possibilities financial flows;
- a separate service area.
Having issued a premium package, you are immediately from the category of ordinary individuals become a premium client. This will allow not only to take advantage of the offer on a profitable basis, but also to get great opportunities in the field of shopping and traveling abroad. Becoming a VIP client of Sberbank, your personal manager will tell you how to act in a given situation, and if you are used to communicating with a representative of Sberbank face to face, then use the list of institution branches where special premium service zones have been created.
VIP customer service cost
If your card has a total balance of 2.5 million rubles at the end of the month, you will receive the package for free.
During the grace period (from the moment of registration and until the last day of the month following the current one) you get favorable conditions for running your program: no commission is charged.
At the expiration of grace period the commission will be withdrawn only if the card contains 2.5 and more million rubles.
In addition, there are limits on card transactions:
- 500 thousand rubles or 12.5 thousand dollars for cash withdrawal per day;
— 10 million rubles for crediting per day (as well as their equivalents).
There is no limit on issuing from the cash register and making purchases of goods and paying for services.
You will be offered a whole package of services that greatly simplifies life and offers premium service. Among them:
Premium card Visa, MasterCard, BlackEdition
These cards allow you to make purchases in different parts of the country, manage the card at a distance, use the “concierge service” to book a table in a restaurant, tickets and hotel rooms. In addition, you are offered insurance of funds on the card, which you can lose during the theft or illegal use of the card account. These cards did not bypass the owner's life and health insurance, in particular when traveling abroad.
Cards allow you to get discounts and bonuses in a huge number of shops, restaurants and hotels located around the world. A special advantage of such cards is that you can not stand in line at the checkout in the store - just place the card at the contactless reader and your purchase will be paid for in a matter of seconds.
In addition, the card will allow you to stay up to date with all the events and operations carried out with it. For this, the program has installed a free SMS notification. The client can also block the card at any time of the day or night. Such an event is extremely important in case of loss or theft of your card.
Special contribution for individuals
Using the Sberbank Premier package, you get tremendous opportunities for deposit account holders. You will be offered favorable conditions:
- "Premier Save" is available for persons who have 1 million rubles, while you will not lose% in case of early withdrawal of money (rates on the deposit body - 0.01%);
- "Special Save" offers depositors a high income (rates from 7.7-10.16% depending on the terms of the deposit) in the amount of 1 million rubles; cannot be withdrawn or replenished ahead of time;
- "Special Replenish" will bring the owner from 8.6-9.45% per annum; this deposit - replenish as much as you want for 3 years;
- "Special Manage" (the client can partially withdraw and replenish the account, while the deposit has a yield of 7.85-8.44% per annum).
It should be noted that the proposed deposits are valid only for Sberbank Premier card holders, in some cases Sberbank First.
Keeping money and jewelry in a safe deposit box
When you travel abroad, it's time to take care of your jewelry and cash. Remember, thieves are always on the lookout. So, for a certain fee, you can organize a cell in Sberbank, receiving a 20% discount, having a premium agreement.
The range of services includes:
- rental of a safe;
- replacing it with a larger size;
– prolongation of cell lease;
— access to the safe only for the persons you have chosen.
Remember, your things will be securely stored in Sberbank.
Premium status for currency conversion and operations with precious metals
The premium package includes the ability to make purchase and sale transactions foreign exchange from account to account or card. Currency conversion, only as a client of Sberbank Premium, can be carried out at a preferential rate.
Also, at a special rate, you are invited to buy and sell banking metals: gold, platinum, silver, palladium.
To get acquainted with the exchange rate, there is a converter on the Sberbank website, using which you can calculate the required deposit for the desired equivalent.
Sberbank Premium and life insurance.
Investment insurance life provides for the deposit of funds for the period specified in the contract, after which the depositor receives not only the accumulated amount, but also income, the upper limit of which is not defined (sometimes reaches 200%).
It should be noted that sum insured will not be divided upon divorce and cannot be seized. Minimum term bank life insurance program is 5 years. It is possible to increase the amount of insurance (replenish as much as you want), but the insurance company does not guarantee income, although it tries to distribute the contribution according to the principle - 80% in high-yield assets, 20% - low-yield.
Mutual funds and shares
To resolve any issues, the client can use the open line contact center or contact your personal manager. As you know, owners of large sums are ready to invest and receive special benefits from investments. An excellent tool for this is, allowing you to receive high income from operations with stocks and bonds. By contacting a personal manager, the client will be able to transfer the ability to maneuver unnecessary in cash on financial market.
How to become a member of the Sberbank Premium program?
You can get a package of services by filling out a special application for contacting a consultant on the website of a financial institution. Here you enter your contact details and indicate the time of the call. A bank specialist will contact you at the agreed time for further consultation.
The program is designed to provide and simplify the service of many wealthy clients. In addition, the bank offers interest on deposits an order of magnitude higher than the market average.
To become a client you need:
- or have a deposit from 1 to 8 million rubles;
- either receive wages to a bank card in the amount of 150-500 thousand per month for six months.
Here are perhaps the main benefits for premium customers. You just need to entrust your assets to yourself reliable bank countries, - high yield, many shopping benefits and pleasant service are guaranteed.