Sberbank as a company pays great attention to corporate culture, develops and maintains it. Various technologies and techniques are used for this: training programs, career growth, cohesion and team building, providing medical insurance. Specifically, for the purposes of implementing the medical insurance policy, the company uses the My Health Internet service. It is located on the Internet at www.mzdorovie.com. This article is devoted to the topic of the service, its features, rules of use and registration.
Purpose
Personal Area Sberbank in the My Health system is a personal account of an employee of Sberbank, created for the purpose of personal regulation of insurance and health issues by each employee. In addition to directly participating in the VHI program (additional health insurance), it allows you to manage insurance options, use additional commercial services and promotions, keep abreast of the latest news taking place in this moment shares of an insurance company, consult specialists on insured events, invite relatives to become members of the program at a discount. Among the general partners of the program are insurance group SOGAZ, Alfa Insurance, RESO Guarantee.
Participation in the program
Only employees of Sberbank can register in the service because this program is personal offer companies for their employees. If you are not one, then the first step in the registration process will be getting a job at Sberbank. Otherwise, this offer cannot be used. If you successfully completed this step, then you will not notice any difficulties further.
At the very beginning, you need to go to the moe zdorovie website - www.mzdorovie.com;
You will be redirected to a page where you need to fill in the correct information about yourself: first and last name, date of birth, gender, personnel number. If there are difficulties with the personnel number, then you can find it on the website addressbook.ca.sbrf.ru, provided that you are a member of the bank's corporate network.
Go to the second step, confirm that you are the one who performs all the actions and complete the registration.
Registration problems
If you have any problems, follow the link "I'm having problems registering". This section becomes relevant and useful when you find yourself in the following situations:
- the specified information was correct, but the site gives an error and says that you are not in the database,
- previously there was no account in the system, but at the same time a message appears about re-registration, which is impossible when entering the same data;
- the e-mail specified during registration has ceased to function or access to it is now lost;
- the employee's personal data in the bank's database has changed in the last 30 days;
- A hardware error occurred while loading information.
In any of the above cases, when errors occur, send a message describing the problem to [email protected] or call the phone hotline. In your message, describe the difficulties that have arisen, indicating your full name, the city in which you work, as well as the office number and position number according to the report card. Collected in full information will help to troubleshoot most quickly. Support staff will check the information and make the necessary corrections to the LKB database.
Do not neglect this service, use it and get the maximum benefit from working in the company. Spend a few minutes of your time now so that you can save your health for years to come.
“Sberbank PJSC made an additional purchase of insurance services for voluntary medical insurance in the interests of bank employees for the period from January 1, 2019 to June 30, 2019, implemented by prolonging existing contracts with the companies Alliance, AlfaStrakhovanie, “ VSK, Ingosstrakh, MAKS, RESO-Garantiya, SOGAZ, previously selected during an open tender as providers of these services,” Sberbank told Interfax-AFI.
Sberbank of Russia has extended contracts for the provision of voluntary medical insurance (VHI) services for bank employees with the insurance companies Alliance, AlfaStrakhovanie, VSK, Ingosstrakh, MAKS, RESO-Garantiya, SOGAZ, follows from message published on the public procurement website.
VHI for employees - advantages and disadvantages
It is this insurance policy that includes everything necessary to prevent and maintain the health of an employee. Quite often, companies offering such insurance make considerable discounts for enterprises that purchase a wholesale amount for the entire staff. So, voluntary medical insurance costs are much lower than retail.
- You should not "buy" for too much cheapness, most likely, either a short term of insurance, or a small list of medical services.
- When signing the contract, you need to carefully read the proposed text, paying attention to the presence of hidden fees and additional payments.
- An important issue to be discussed is the return of the unused sum insured upon dismissal of an employee.
Personal account Sogaz
Sogaz JSC is a federal level insurance company with regional network of more than 600 outlets, which is part of the Sogaz group, has earned a high reliability rating among rating agencies. The company offers about 100 types of travel, health, life, real estate, auto and other property insurance programs.
Access to the service is implemented through the official Sogaz website. In the top menu of the site there is a button with a key icon - a link to a single Sogaz personal account for corporate and private clients, which can be accessed by specifying the correct email + password combination. When you click on the button, a previously hidden panel with a quick authorization form is pulled out. From it, you can also go to the registration and password recovery pages.
DMS from sogaz
Full information about insured events and the amount of payments, as well as the procedure and terms for making insurance payments, is contained in the Memo What to do in the event of insured event? - to the nearest office of JSC "SOGAZ", the exact addresses and telephone numbers are indicated in the "Contact Information" section; - remotely send scans/copies of documents through the "Personal Account" located at: https://lk.sogaz.ru/cabinet/ (after confirmation by the responsible employee of SOGAZ JSC that the scans of documents have been received - send the original documents to SOGAZ JSC ); What documents do I need to provide for insurance payment? When applying for insurance payment always provided: a written statement of the insurance payment for prescribed form indicating the date, place and reliable circumstances under which the event indicated in it occurred; a copy of the identity document of the Insured person/legal representative/beneficiary (passport copy); certified by Sberbank (signature official and seal) copy work book or, if the contract is fixed-term, a copy employment contract(contract).
We are so used to the negative - please, but we do not have enough time to praise. On September 19, 2019, an insured event occurred under CASCO, not mine Answers: Representative 0 / Lawyers 0 Insurance of apartments and houses Kirov region. Natalia did not like the appointment system Hello!
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Zdorovie com personal account Sberbank VMI
- associated with the transportation of a patient to a doctor or hospital for primary care in an emergency or accident;
- providing SSP emergency care on the spot;
- the cost of used medicines and dressings.
- individual approach for each group of clients;
- taking into account all the wishes of the insured person;
- provision of a full range of medical services;
- the opportunity to be treated by the best doctors and first-class clinics;
- 24/7 telephone support;
- the ability to make changes to the terms of the insurance contract;
- speed of issuance of policies;
- a wide range of programs and a wide network of regional offices of the company;
- own network of medical clinics;
- a large number of insured clients;
- centralized medical expertise;
- good conditions for public sector insurance.
SOGAZ - personal account
Sberbank has a System for Evaluating the Performance of Employees and Performance Management, which take into account both performance and compliance with the values of Sberbank.
variable part wages depends directly on this value. Sberbank specialists receive feedback from managers (especially in cases of discrepancy between self-assessment and final assessment). Managers once a year pass personnel commissions aimed at identifying areas for development. Top management of Sberbank discusses personal results as part of a performance dialogue, as a rule, at the end of each quarter.
The compensation and benefits system at Sberbank is based on fairness and transparency. The wage policy is based on the analysis market demand and offers, which is held on a regular basis. Corporate benefits include voluntary medical insurance and Sberbank's corporate pension program.
material motivation
Sberbank takes care of its employees, including by offering them competitive wages and providing them with an extended social package. For this purpose, an annual study of the salaries of competitive companies is carried out, as a result of which a decision is made to increase the level of wages in those divisions where it turned out to be below the market level. In 2016, wage growth amounted to at least 8%, and in a number of regions - up to 12%. Overall, Sberbank's staffing costs increased by 11% year-on-year.
Social package
Voluntary medical insurance program (VMI)
New Program VMI in addition to the main programs of the comprehensive medical care offers a range of disease prevention programs. Thus, "Targeted Screening" provides for preventive examinations to detect cardiovascular and oncological diseases and assess the risk of their development. This program has been developed on the basis of international standards screening and includes tests with a high index of evidence-based recommendations. Option "Dentistry. Prevention” is aimed at prevention and hygienic oral health. The Drug Insurance program for the regions (except Moscow and St. Petersburg) enables employees to receive reimbursement for 80% of the cost of expensive drugs needed to prevent serious illnesses. Sberbank also takes care of the families and friends of its employees – a pilot project has been launched in Moscow and St. Petersburg, which allows employees to choose the “Family” option completely free of charge with co-payment (for spouses and children under 18) and the condition to compensate for only 20% of the cost of services received only when you go to the clinic. This initiative provides comprehensive medical protection for the employee's family and increases the efficiency of Sberbank's spending per insured person.
The VMI program of Sberbank covers all employees who have completed probation.
In 2016, a project was launched to create an IT platform (ecosystem) for managing the health of Sberbank Group employees, which will represent a personal insurance account for VMI "My Health" (www.mzdorovie.com), where each employee can clarify the terms of his Insurance program and learn useful information about a healthy lifestyle.
Corporate pension program
Sberbank provides corporate pensions through the NPF of Sberbank. The volume of funding for the corporate Pension Program in 2016 increased by 35.3% and amounted to 3.6 billion rubles, while the number of participants increased to 167 thousand people.
Non-material motivation
Sberbank has a system of corporate awards and various practices for identifying the best employees. In 2016, more than 1.5 thousand employees received government and corporate awards, including for their contribution to the development of corporate culture. The best of them took part in significant corporate events as a reward, including those held as part of the celebration of the 175th anniversary of Sberbank.
1 "Health Fund" - a combined program of life insurance and medical insurance. insurance services provides Sberbank life insurance LLC, License for insurance SZh No. 3692 (type of activity - voluntary life insurance), SL No. 3692 (type of activity - voluntary personal insurance, with the exception of voluntary insurance life), issued by the Bank of Russia without expiry date. Address: 115162, Moscow, st. Shabolovka, 31G. Phone 8 800 555 5595 (round the clock, calls within Russia are free). Website:
2 Through the Survival risk payout mechanism.
3 Sberbank First - format premium service clients in Sberbank. Service package "Sberbank First" - a complex (package) of products and services provided to customers who have entered into an Agreement on servicing the package of services "Sberbank First". Detailed information about the conditions for opening service packages on the website.
4 Especially dangerous diseases include oncology, coronary artery bypass grafting, heart valve surgery, neurosurgery, organ transplantation. For the service "Diagnosis and treatment of especially dangerous diseases", insurance is valid from 61 days after the start of the program.
5 The sum insured is established by agreement of the parties and specified in the insurance contract. Unless otherwise provided by agreement of the parties, sum insured set separately for each insurance risk.
6 Among Sberbank deposits opened on similar term and amount. Interest rates are higher than the interest rates on deposits "Save", "Replenish", "Manage", opened in a branch of Sberbank, on deposits opened remotely ("Save Online", "Replenish Online", "Manage Online"). Interest rates on Leader Save, Leader Replenish and Leader Manage deposits are higher than the rates on Special Save, Special Replenish, Special Manage deposits opened as part of the Sberbank Premier service package .
7 The insurer is a Limited Liability Company Insurance Company Sberbank Insurance (LLC IC Sberbank Insurance), registered at: 115093, Moscow, st. Pavlovskaya, 7. License SI No. 4331 dated August 05, 2015, www.sberbank-insurance.ru
8 The organizer of the Thank You from Sberbank Program is PJSC Sberbank. The program is valid from 11/12/2011 and is not limited by the validity period. The rules of the Program, the procedure and conditions for accruing bonuses, restrictions for the Program, as well as the current list of Partners of the Program and the conditions for providing them with discounts can be found on the website:.
9 Sberbank First (Sberbank 1) is a premium customer service format at Sberbank. Sberbank First Service Package - a complex (package) of products and services provided to customers who have entered into an Agreement on servicing the Sberbank First service package. Detailed information about cards and conditions for opening a package of services on the website: or by phone 8-800-333-22-33.
The total balance is understood as the sum of the outgoing balance on all savings accounts, deposit accounts, debit accounts bank cards and depersonalized metal accounts (OMS) displayed in the list of accounts and services generated under the agreement banking services, as well as on all savings accounts, deposit accounts and OMS opened by the client from 01.10.2018. in the name of a minor depositor/s (registration is maintained until the age of 18) within one territorial bank; the value of the client's own assets on a brokerage account with PJSC Sberbank; the value of the client's assets under the contracts trust management and shares in shares investment funds managed by Sberbank Asset Management JSC; the total amount of the insurance premium payable under insurance contracts in the products of LLC IC Sberbank Life Insurance: Heritage, Rentier, Smart Policy, Smart Policy Light, Smart Policy Coupon, Fast and Furious, Like a salary”, “Family Asset”, “First Capital”, “Children's Educational Plan”, and “Health Fund”. The value of assets and the total amount of the insurance premium payable under insurance contracts are recorded in ruble equivalent in all territorial banks in accordance with the data provided by the management and insurance companies. The calculation of the total balance for the Sberbank First service package also includes savings certificates purchased by the client within the framework of one territorial bank. The total balance is calculated in rubles at 24:00. 00 sec. the last calendar day of the month. The equivalent of the amount in rubles for assets and Money placed on accounts in foreign currency and compulsory medical insurance, calculated at the rate / discount price precious metal, established by the Bank Russia on the last calendar day of the month.
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HTML layout and website content analysis
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Parsing HTML website meta tags
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... sections) in the HTML code of the page.| Meta | Content |
|---|---|
| msapplication-config | none |
| charset | UTF-8 |
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| Web site | PageRank | Alexa rank | Site cost |
|---|---|---|---|
| 0 out of 10 | #69,822 | $42,840.00 USD | |
| - | #2,384,102 | $1,576.80 USD | |
| 0 out of 10 | #9,579,755 | $424.80USD | |
| 0 out of 10 | #3,330,457 | $1,152.00 USD | |
| 5 out of 10 | #160,320 | $19,692.00 USD | |
| 3 out of 10 | #74,391 | $40,377.60 USD | |
| 2 out of 10 | #129,074 | $24,120.00 USD | |
| 5 out of 10 | #1,207,979 | $2,973.60 USD | |
| 3 out of 10 | #16,667,009 | $252.00 USD | |
| 4 out of 10 | #1,832,759 | $2,016.00 USD | |
| 5 out of 10 | #1,919,039 | $1,929.60 USD | |
| 2 out of 10 | #13,436,713 | $309.60USD | |
| 2 out of 10 | - | - | |
| 0 out of 10 | - | - | |
| 0 out of 10 | #500,681 | $6,789.60USD | |
| 4 out of 10 | #2,400,916 | $1,562.40 USD | |
| 4 out of 10 | #1,280,749 | $2,815.20 USD | |
| 1 out of 10 | #27,458,608 | $158.40 USD | |
| 2 out of 10 | #256,698 | $12,679.20 USD | |
| 4 out of 10 | #97,997 | $31,204.80USD |
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Geographic location of the server
The server serving this site is geographically located: in Russian Federation
HTTP server response headers
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Server response header
| HTTP/1.1 301 Moved Permanently |
| Server: nginx/1.6.2 |
| Date: Sat, 05 Aug 2017 11:56:54 GMT |
| Content-Type: text/html |
| Content Length: 184 |
| Connection: keep-alive |
| Location: https://mzdorovie.com/ |
| HTTP/1.1 200 OK |
| Server: nginx/1.6.2 |
| Content-Type: text/html; charset=UTF-8 |
| Transfer-Encoding: chunked |
| Connection: keep-alive |
| Set-Cookie: PHPSESSID=ilfhj5fft3df13qvk3p9njmcs5; path=/; HttpOnly |
| Cache-Control: no-cache, private |
| Date: Sat, 05 Aug 2017 11:54:58 GMT |
| X-Content-Type-Options: nosniff |
| Content-Encoding: gzip |
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Home page link analysis
- This site contains 1 outgoing links. The maximum number of links in a given time interval is 0, the minimum number is 0, while the average number is 0.
- This site contains 15 internal links. The maximum number of links in a given time interval is 0, the minimum number is 0, while the average number is 0.
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mzdorovie.com was last checked on August 5, 2017. We found that:
- Google indexed 0 pages. The maximum number of pages in the index in a given time interval is 0, the minimum number is 0, while the average number is 0.
- Yandex indexed 4 pages. The maximum number of pages in the index in a given time interval is 0, the minimum number is 0, while the average number is 0.
- Yahoo indexed 2 pages. The maximum number of pages in the index in a given time interval is 0, the minimum number is 0, while the average number is 0.
- Bing indexed 2 pages. The maximum number of pages in the index in a given time interval is 0, the minimum number is 0, while the average number is 0.
History of Google PageRank change
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mzdorovie.com was last checked on August 5, 2017. We found that:
Google™ has given this site a PageRank of 0. The maximum PageRank for a given time period is 0, the minimum is 0, while the average is 0.
Change history Yandex TIC
Yandex TCI - thematic citation index (TCI) determines the "authority" of Internet resources, taking into account the qualitative characteristics of links to them from other sites. This qualitative characteristic is called the "weight" of the link. It is calculated according to a specially developed algorithm. The thematic proximity of the resource and the sites referring to it plays an important role. By itself, the number of links to a resource also affects the value of its TCI, but the TCI is determined not by the number of links, but by the sum of their weights.
mzdorovie.com was last checked on August 5, 2017. We found that:
Yandex assigned this site TCI equal to 0. The maximum value of Yandex TCI for the given time period is 0, the minimum value is 0, while the average value is 0.
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mzdorovie.com was last checked on August 5, 2017. We found that:
- 0 errors found on this website. The maximum number of errors in a given time interval is 0, the minimum number is 0, while the average number is 0.
- 0 alerts found on this website. The maximum number of warnings in a given time interval is 0, the minimum number is 0, while the average number is 0.