A package of services from Sberbank for small businesses and individual entrepreneurs. Favorable rates for entrepreneurs from Sberbank Documents required to open an account

For business representatives, more and more simplified service conditions are being developed every day. The Basis Sberbank Business Online tariff (for legal entities) enables the highest quality payment and acceptance of payments, as well as settlement and cash services.

Regardless of the direction of activity, any legal entities (IP, LLC, etc.) need to constantly make non-cash transfers Money and payments using cash registers. For these purposes, it is proposed to open an account with Sberbank and decide on the most suitable tariff plan. Currently, they are available in several versions: Active, Optima and Basis. The procedure for opening an account can be performed using remote Business Online resources or at a bank branch. For these purposes, you can visit any branch in the region. It is necessary to obtain information in advance - whether this service is available in a particular department.

Documents required to open an account:

  • registered business certificate;
  • passport;
  • signature samples;
  • a document from the Federal Tax Service confirming registration.

In addition, the bank must fill out a special customer form and a questionnaire. To simplify the procedure, the forms are available for download on the website.
To open an account for the Basis Sberbank Business Online tariff (for legal entities), you must first reserve it. Access to this plan is provided as a result of the approval of the application by Sberbank.

Tariff reservation procedure:

  • in a special menu for small businesses, log in to the online account;
  • at the end of the section, click on "Online account number";
  • in the window that opens, select "Get account number";
  • study the terms of this service;
  • confirm your acceptance of the terms by clicking on the "Reserve" button;
  • fill in the required information: OGRNIP code, type of entrepreneur, volume of trade for annual period, branch of the bank where the service will be carried out, contact details;
  • confirm your actions by entering a special code.

To complete the procedure, you must submit documents to the specified branch of the bank.

Tariff Basis

The tariff plan belongs to the category of simplified types of current bank account.
Terms of service at the Basis tariff in Sberbank Business from 09/01/2015:

  • access to information about completed transactions;
  • withdrawal of money in the form of cash - no more than 140 thousand rubles;
  • settlement and cash services using the Sberbank Online system;
  • receipt of funds - no more than 80 thousand rubles. per month;
  • familiarization with documentary extracts;
  • transfer of finances to suppliers, partners, various companies that conduct electronic circulation of documents - no more than 10 transactions per month.

For the use of the listed services, a fee of 3,700 rubles will be charged every month. Also, the use of a checkbook with a 50% discount becomes available. If more operations are used than specified by the conditions, it is necessary to perform additional payment at current rates.

Tariffs Active and Optima

Other programs provide for a much larger limit than the Basis Sberbank Business Online tariff offers for legal entities.

Features of the Active program:

  • receiving money - within 300 thousand rubles;
  • transfer of funds - no more than 20 operations;
  • cash withdrawal - about 100 thousand rubles.

The Optima program in Sberbank Online sets limits of 30 transactions; receiving money - no more than 150 thousand rubles, cash withdrawal - about 250 thousand rubles.

At the same time, it should be borne in mind that a monthly fee of 3,600 rubles will be charged for servicing the Active tariff, and Optima will cost 5,500 rubles. In terms of other parameters, the conditions of these tariff plans are identical.

Details on tariffs (service packages) for legal entities

All details on service packages for Sberbank Business Online can be found at

For business owners, Sberbank is constantly developing package offers, knowing their effectiveness and high demand. In complex products, the financial institution adds many online services, individual options, advanced services and products, each of which has its own advantages.

Ultimately, this allows the entrepreneur or legal entity run your business with more comfort, less risk and tangible progress.

Today we would like to talk about the Optima service package and tell you what it is, what its advantages are and how the registration takes place.

Terms of the Optima service package of Sberbank

In the Optima service package for this moment includes the most demanded RKO services. And they are provided for a fixed price.

Together, they significantly reduce the cost of banking services.
Optima is one of the most powerful complex offers of Sberbank. And its content is as follows:
— Maintenance of one account in rubles;
— Monthly use of the RBS system for business "Sberbank Business Online" without a separate fee;
— Carrying out up to 30 electronic payments within 1 month;
— Ability to accept up to 150,000 rubles per cash;
— Possibility to issue up to 250,000 rubles in cash;
— Duplicate statements and certificates containing basic information about current account transactions are issued without any limits;
Checkbook issued with a 50% discount.

It's no secret that the market banking services enough for business. When an organization is faced with a plethora of offers, usually when choosing a bank, a specific need plays a key role. Someone listens to the positive recommendations of acquaintances or mentors in their own industry, someone carefully monitors the market and chooses the most cost-effective solution for themselves.

Choosing reliability

According to statistics, if a potential client does not conduct an analysis, he will choose the most popular bank in our country, Sberbank, by 80%. The fact of state participation in Sberbank allows its clients to feel calm, after all, not all banks can boast of such reliability, especially since the general awareness and concern of the population is now at a high level.

What is included in the banking service package?

A convenient form of service is the so-called service package, which includes various banking products:

  • Opening and maintenance of settlement and cash services
  • Using Internet banking (Sberbank Business Online)
  • Service corporate card
  • Making electronic payments
  • Cash acceptance
  • Providing account reports
  • Electronic copy of the statement

Which offer is better?

Sberbank currently offers several package offers:

  • "Minimal+"
  • "Basis+"
  • "Active+"
  • "Optima+"
  • "Salary"
  • "Trade Plus"
  • "Easy start"

"Minimal +"

This package of services has such a name for a reason and includes maintaining 1 current account, making 5 electronic payments per month, accepting cash up to 30,000 rubles. Such a package will be of interest to those who, due to any circumstances, are forced to open a current account. For example, some important counterparty pays only by bank transfer, or the businessman's clients began to often ask for payment by cards, and as a result, he decided to establish acquiring.

"Basis+"

Unlike the “Minimum” package, the amount of cash acceptance is 100,000 rubles, and the number of payments is 20. This complex is suitable for those who need to be able to deposit cash and not overpay the bank for it.

"Active+" and "Trading Plus"

These packages differ from "Basis" only in the number of payments per month, in "Active +" - 50, in "Trading Plus" - 10. The client estimates the approximate number of payments for himself and chooses a tariff.

"Optima+"

Optima does not have a cash acceptance service, while the number of electronic payments is 100 per month. Accordingly, if an entrepreneur does not need to deposit cash, and the number of payments floats, then this is an ideal choice.

"Easy start"

This tariff plan includes a number of free products: opening an account, using Sberbank Business Online, electronic payments to accounts opened with Sberbank, the first year of servicing a corporate card. This complex should be carefully looked at by those who are just taking their first steps in business and cannot predict their needs for the first time.

"Salary"

This offer differs from other package complexes in that it does not provide for cash acceptance, and instead of this service, it is possible to withdraw cash without commission in the amount of up to 200,000 rubles per month, the number of electronic payments is 30. “Salary” is suitable for businesses whose mutual settlements are made mainly by bank transfer.

How to issue a package offer of Sberbank?

First of all, you need to find the nearest branch to you on the bank's website. Further, by phone it is necessary to make an appointment for a certain time. At the selected time, you must visit the selected branch with the originals of all constituent documents. Processing time will take about a couple of hours.