For business representatives, more and more simplified terms of service are being developed every day. Tariff Basis Sberbank Business Online (for legal entities) enables the highest quality payment and acceptance of payments, as well as settlement and cash services.
Regardless of the direction of activity, any legal entity (individual entrepreneur, LLC, etc.) must constantly carry out non-cash transfers of funds and settlements using cash equipment. For these purposes, it is proposed to make an account with Sberbank and decide on the most suitable tariff plan. Currently, they are available in several versions: Asset, Optima and Basis. The procedure for opening an account can be performed using remote resources of Business Online or at a bank branch. For this purpose, you can visit any branch in the region. It is necessary to obtain information in advance - whether this service is available in a particular department.
Documents required to open an account:
- registered certificate of an entrepreneur;
- the passport;
- signature samples;
- a document from the Federal Tax Service, confirming registration.
In addition, the bank must fill out a special client form and a questionnaire. To simplify the procedure, the forms are available for download on the website. 
To open an account for the Basis Sberbank Business Online tariff (for legal entities), you must first reserve it. Access to this plan is provided as a result of the approval of the application by Sberbank.
Tariff reservation procedure:
- in the special menu for small businesses, enter the online account;
- at the end of the section, click on "Online account number";
- in the window that opens, select "Get account number";
- study the conditions for the provision of this service;
- confirm your agreement with the terms by clicking on the "Reserve" button;
- fill in the required information: OGRNIP code, type of entrepreneur, volume of turnover for a year, bank branch where the service will be provided, contact information;
- confirm your actions by entering a special code.
To complete the procedure, you must submit documents to the specified bank branch.
Tariff Basis
This tariff plan belongs to the category of simplified types of current bank accounts. 
Terms of service for the tariff Basis in Sberbank Business from 01.09.2015:
- access to information about completed transactions;
- cash withdrawals - no more than 140 thousand rubles;
- settlement and cash services using the Sberbank Online system;
- receiving funds - no more than 80 thousand rubles. per month;
- familiarization with documentary extracts;
- transfer of finance to suppliers, partners, various companies conducting electronic circulation of documentation - no more than 10 transactions per month.
For the use of the listed services, a monthly fee of 3700 rubles will be charged. Also, the use of a checkbook with a 50% discount becomes available. If more transactions will be used than established by the conditions, additional payment must be made at the existing rates.
Tariffs Active and Optima
Other programs provide for a much larger limit than the Basis Sberbank Business Online tariff for legal entities offers. 
Features of the Active program:
- receiving money - within 300 thousand rubles;
- transfer of finance - no more than 20 transactions;
- cash withdrawal - about 100 thousand rubles.
According to the Optima program, Sberbank Online sets limits of 30 transactions; receiving money - no more than 150 thousand rubles, withdrawing cash - about 250 thousand rubles.
It should be borne in mind that a monthly fee of 3,600 rubles will be charged for servicing the Active tariff, and Optima will cost 5,500 rubles. For other parameters, the conditions of these tariff plans are identical.
Details on tariffs (service packages) for legal entities
All the details on service packages for Sberbank Business Online - at
For business owners, Sberbank is constantly developing package offers, knowing their effectiveness and high demand. In complex products, the financial institution adds many online services, individual options, advanced services and products, each of which has its own advantages.
As a result, this allows an entrepreneur or legal entity to conduct their business with more comfort, less risks and tangible progress.
Today we would like to talk about the Optima package of services and tell what it is, what are its advantages and how it is processed.
Terms of the service package "Optima" of Sberbank
The package of services "Optima" currently includes the most popular cash settlement services. Moreover, they are provided for a fixed cost.
Together, they significantly reduce the cost of banking services.
Optima is one of the most powerful complex offers of Sberbank. And its filling is as follows:
- Maintaining one account in rubles;
- Monthly use of the RBS system for business "Sberbank Business Online" without a separate fee;
- Carrying out up to 30 electronic payments within 1 month;
- Possibility to accept up to 150,000 rubles in cash;
- Possibility to issue up to 250,000 rubles in cash;
- Duplicates of statements and certificates containing basic information about transactions on the current account are issued without any limits;
- The checkbook is issued with a 50% discount.
It is no secret that the business banking market is quite saturated. When an organization is faced with a mass of proposals, as a rule, when choosing a bank, a certain need plays a key role. Someone listens to the positive recommendations of friends or mentors in their own industry, someone carefully monitors the market and chooses the most cost-effective solution for themselves.
Choosing reliability
According to statistics, if a potential client does not conduct an analysis, he will by 80% choose the most popular bank in our country - Sberbank. The fact of state participation in Sberbank allows its customers to feel calm, yet not all banks can boast of such reliability, especially since the general awareness and concern of the population is now at a high level.
What is included in the banking package?
A convenient form of service is the so-called service package, which includes various banking products:
- Opening and maintaining settlement and cash services
- Using Internet Banking (Sberbank Business Online)
- Corporate card service
- Electronic payments
- Cash acceptance
- Providing account reports
- Electronic duplicate statement
Which offer is more profitable?
Sberbank currently offers several package offers:
- "Minimum +"
- "Basis +"
- "Active +"
- Optima +
- "Salary"
- "Trade plus"
- "Easy start"
"Minimum +"
This package of services has such a name for a reason and includes maintaining 1 current account, making 5 electronic payments per month, accepting cash up to 30,000 rubles. Such a package will be of interest to those who, due to some circumstances, are forced to open a current account. For example, any important counterparty pays only by bank transfer, or the businessman's clients began to frequently ask for payment by cards, and as a result, he decided to install acquiring.
"Basis +"
Unlike the “Minimum” package, the amount of cash accepted is 100,000 rubles, and the number of payments is 20. This complex is suitable for those who need to be able to deposit cash and not overpay the bank for it.
"Active +" and "Trade Plus"
These packages differ from "Basis" only in the number of payments per month, in "Active +" - 50, in "Trade plus" - 10. The client estimates the approximate number of payments for himself and chooses a tariff.
Optima +
Optima does not have a cash acceptance service, while the number of electronic payments is 100 per month. Accordingly, if an entrepreneur does not need to deposit cash, and the number of payments is floating, then this is an ideal choice.
"Easy start"
This tariff plan includes a number of free products: opening an account, using Sberbank Business Online, electronic payments to accounts opened with Sberbank, the first year of servicing a corporate card. This complex should be carefully considered by those who are just taking their first steps in business and cannot predict their needs for the first time.
"Salary"
This offer differs from other package complexes in that it does not provide for accepting cash, but instead of this service, it is possible to withdraw cash without a commission in the amount of up to 200,000 rubles per month, the number of electronic payments is 30. "Salary" is suitable for a business, the mutual settlements of which are carried out mainly by bank transfer.
How to issue a package offer from Sberbank?
First of all, you need to find the nearest branch to you on the bank's website. Further, by phone it is worth making an appointment for a certain time. At the selected time, you must visit the selected branch with the originals of all constituent documents. The processing time will take about a couple of hours.