In many situations, it is important to know the exact balance of money on the card in this moment, for example, when buying expensive goods in an online store, since the cost of its delivery is often added to the purchase amount. And besides, commissions are sometimes provided for the transfer of money, etc. In addition, money can be automatically debited from the card account, for example, payment for utility bills, replenishment of the phone balance, payment for mobile banking services, etc. It is important to quickly find out the balance of the card in other situations, for example, when the card is stolen or lost.
How to check the balance of a Sberbank card without visiting a bank office? You can find out the balance of the Sberbank card in different ways, including finding out the balance of money on the card account, you can also use SMS through a phone from which you can send messages to the short number 900 (Sberbank). To do this, you need to connect the additional service "Mobile Bank" to the card in advance.
By the way, with the help of SMS banking, you can also perform many payment transactions, for example, top up your phone balance, etc. But the most important thing is that, if necessary, you can quickly block your card account.
To obtain information about the limit of available funds on the card, it is necessary to generate and send to a special operator number mobile communications 900 SMS message in the following format:
To: 900
Message: BALANCE 1234.
Where 1234 is the last 4 digits of your card number.
Instead of BALANCE in an SMS message, you can specify: RESIDUE, OSTATOK, BALANS, BALANCE, 01.
In response to your request about the balance of the card account, Sberbank will send an SMS message of the following form:
VISA1234 - card type and last 4 digits of the card.
Available (for example): 24500.00 rub. - the amount of available funds on the card in the currency of the card account, taking into account the overdraft/credit limit (if any) and the currency of the account.
Purchase limit: 24500.00 rub. - the amount of funds available on the card for non-cash transactions (payment by card, cashless transfers, payment for services through an ATM, mobile phone etc.) within a month (if you set the appropriate monthly limit) and currency.
Cash limit: RUB 24500.00 - the amount of available funds on the card for cash withdrawal transactions during the month.
Request for a mini-statement on a Sberbank card
If the amount of the balance of money on the card account seems to you less than you expected, you can, following the balance request, receive a statement on the card account, which will indicate recent transactions on the map.
Every resident of our country knows about the existence of Sberbank, and almost every adult citizen owns a plastic card from Sberbank of one kind or another.
Regardless of whether you have a card in your hands, social or, if there is no ATM nearby and you want to check the balance, you need to know how to do this.
In this article, we will analyze All available ways and in the last paragraph we will give answers to the most popular questions. If you did not find the answer in the material - do not hesitate Ask a Question in comments.
Account balance options:
- using a cell phone through the “Mobile Bank”
- through a remote account management system
- by contacting contact center by phone
- through ATMs of Sberbank or third-party banks
How to find out the balance of a Sberbank card via phone - SMS and USSD request
In order to use this method, you must have connected To plastic card service . As a rule, it is connected when issuing or reissuing a card.
Do you have a cell phone in your hands? Balance positive? - Great, let's get started.
Exist two options view the balance on the card via mobile:
- sending an SMS
- sending a USSD request
- Open a message box and enter text like “ REMAIN XXXX” (where “XXXX” is the last four digits of your card). In the "Recipient" field, enter 900 . Send a message and wait for an SMS with the result.
Also, instead of the words REMAIN can be typed:
- BALANCE
- BALANCE
- BALANCES
The cost of requesting a balance when using “ Economy package"Mobile Bank - 3 rubles / request, for" Complete package" - for free
Requesting the balance of funds through Sberbank Online
If for some reason you cannot send SMS, there is no more complicated way of remote verification - through Sberbank Online. Follow our step by step algorithm:
- Go to the service page at: https://online.sberbank.ru/CSAFront/index.do
- In the data entry window, enter your login and password.
- Wait until you receive an SMS with an authorization code and enter it in a special field.
- Further, there will be a redirect to a page where information on all valid cards and deposits. Card balance indicated to the right of the card number like the picture below.
In order to enter SB Online, the phone account can be negative, the main thing is that incoming SMS are not blocked.
Request via Contact Center
As we wrote in previous articles, in addition to the phone hotline Sberbank, where qualified specialists can give advice on issues or help solve a problem, there is automated service handling incoming calls.
With this service you can get balance information literally in a minute.
- Dial free number 8 800 200 37 47 and press the call button.
- Wait for the answering machine to answer and press #
- Enter on mobile number bank card.
- After finishing input, press #
- Enter the first three letters code word, according to the voice prompt of the answering machine.
- Next, press the “1” key and listen to the information about the balance of your card.
For some regions, exceptions are possible, and a call to the specified number of automatic service may be paid. Specify information for your region in advance at the Sberbank Contact Center.
Through ATMs of Sberbank or third-party banks
Whether you have a credit card or a debit card, you can for free find out the balance at Sberbank ATMs and self-service terminals.
It is also possible to request the balance through ATMs of affiliated or third-party banks. The cost is 15 rubles/request.
Please note that the cards Maestro Momentum And Maestro Social balance inquiry is possible only in own ATMs Sberbank.
FAQ
“How can I find out the balance if I have a bank card, but there is no access to a SIM card?”– If you know the code word, you can call the number above. If you know the pin code - through an ATM.
“Can I check the balance via the Internet if the mobile is not working?”- If only sending SMS is blocked, then you can make a request through Sberbank Online. If the phone does not work at all, then you will not be able to get information via the Internet.
“I am in another country, the phone does not work. How to check how much money is left?- In this case, you can call Sberbank at +7 495 500 55 50, go through identification and ask the operator to name the balance. Please note that the call is charged as a call to the city of Moscow.
How to request a Sberbank card balance from a phone? How can you see the balance of funds on bank plastic? All this is very important. After all, only there you can manage finances in full. A variety of services and gadgets come to the rescue. So what are the options? What is offered to clients?
Verification methods
How can I check my card balance? Modern banks offer a variety of solutions to the problem. You can choose any approach. The one that seems to you the most simple and convenient.
Sberbank has prepared several completely modern ways. Anyone can deal with them. In order to find out how much Money left on the map, you must take one of several options:
- Make a purchase.
- Use Mobile Banking.
- View information in Sberbank Online.
- Find out personally about the status of your Sberbank account.
- Use an ATM.
Most of all, many are interested in Mobile Banking. This service helps to carry out full control of the account on the card, as well as to carry out other operations with funds. A very useful feature!
Connecting "Mobile Bank"
Thinking about how to request the balance of a Sberbank card from your phone? To do this, you must have a service called "Mobile Banking" connected. It has already been said that this service helps to carry out financial transactions on bank plastic. Without it, it is impossible to receive information about the state of the account directly on the mobile.
How to connect this opportunity? Several options are offered here. Most clients usually already have Mobile Banking connected. But there are exceptions. In such a case, you have the right to act as follows:
- Contact Sberbank for help.
- Get a new bank card.
- Use a Sberbank ATM.
The easiest option is to order a new banking plastic. Now "Mobile Bank" will be connected to you when issuing a card. Very comfortably. Self-connection / disconnection is carried out using an ATM. Insert a card into it and find "Mobile Bank" in the menu. Next, enter all the requested data about yourself and your account, confirm the operation. And that's it, the service is connected. True, it is paid. For a month of use, you will have to pay about 30-60 rubles.
Messages
How to request a Sberbank card balance from a phone? The previously connected service will help us with this. Without any problems, you can at any time see the balance of funds on the card. To do this, you just need to know the command responsible for the request.
She is very simple. All that is required from the client is to create a special message and send it to a short number. After waiting for a response in the form of SMS. It arrives within a few minutes after your request has been processed.
With a company on the phone is very easy. It is enough to type "BALANCE" in the message, write the last 4 digits of the bank plastic number through the space and send a letter to the short number 900. This service is responsible for the "Mobile Bank". After processing the request, you will receive a full invoice detail. There is nothing difficult in this.
Making purchases
This is not the only way to help you understand how to view the balance of a Sberbank card through your phone. Sometimes you can use a completely non-standard method. More precisely, this is a normal phenomenon for " mobile bank", but as a way to check the balance on the card, this item is indicated very rarely.
We are talking about SMS informing the client about a change in the amount of funds in the account. Standard service "Mobile Bank" from the company Sberbank. Each time you top up your balance or make a purchase, you will receive a message about the processing of the transaction.
It does not matter whether you have enough money on the card or not. It is enough just to make an attempt to pay with bank plastic. After making the payment, look at the SMS that will come to you. The amount spent, the company where you "left" it, as well as your card balance will be written there. The option is a little confusing, but very effective.
If the payment fails, a message will be sent to you. In it you will see information about the impossibility to pay for the purchase for the "nth" amount, and then you will be able to see the balance on your bank plastic.
ATM
Now a little about ways to control the balance without a phone. Bringing ideas to life is not as difficult as it seems. The first method is to use an ATM. To do this, you only need your bank plastic.
To check the balance of the card, you need to insert it into a special branch of the ATM, then enter the PIN code. As soon as you get to the context menu, look at the "Request balance" item. If you click on it, you will be faced with the choice of the form for issuing the result: on the screen or on a printed check.
Another option with an ATM to carry out verification of funds is cash withdrawals. After this operation, the balance of money will be displayed on the check. Not the most reliable and popular, but there is a way. They are almost never used.
"Sberbank Online"
A request for a Sberbank card balance can be made through the use of a service called Sberbank Online. This feature requires an Internet connection, and it is more convenient to implement it from a computer. With a variety of gadgets, too, if desired.
Visit the Sberbank Online service, then go through authorization. Here you will be asked an identification number, as well as the password. All this is issued upon receipt of bank plastic. Or you yourself apply to Sberbank in order to be able to authorize in the specified service.
After the password and login are entered, you will be required to enter a security SMS code. He will come to you mobile device to which the card is linked. Ready? This is all. As soon as you get to Sberbank Online, your card / account number will be displayed in front of you, and on the contrary, the amount of money that you currently have will be displayed. This is how easy it is to answer the question of how to request the balance of a Sberbank card from a phone and not only.