Interest on money transfers. What money transfer systems exist in Russia

Fast money transfer in Russia. How to do it? The question is very relevant for the Russians. Indeed, today there are many ways to transfer your funds, but not everyone understands which is the fastest and most comfortable.

Consider in the article the most popular methods and highlight among them the most profitable in terms of spending.

If we systematize all methods of transferring funds in the Russian Federation, several classes can be distinguished.

Postal transfers

The most unhurried way, but because of the same - one of the most inexpensive. As a rule, it involves visiting the office, but there is an exception - a system of cyber-money transfers within the postal service.

Express

This includes Western Union, MoneyGram, UNIStream and other similar systems. A common plus is efficiency, but a common minus is rather expensive tariffs. Also, sometimes there is a question of restrictions on the geography of transfers, but it is most often solved by cooperation with banking organizations.

Internet transfers

Favorable cheap money transfers via the Internet are associated with express systems already mentioned above. Money is debited from the sender's account, and the cost is regulated by the service rates.

However, another way is also possible: electronic wallets like and . The operation is performed instantly, but a tangible commission is charged (both for the transfer itself and for cashing out).

Bank operations

There is two alternatives– transfers between cards and from account to account.

The first one is marked by the fact that it has several convenient ways of implementation: an ATM, a self-service terminal and online banking. It is most suitable if the recipient's and sender's cards belong to the same bank: then there will be no commission.

The second one shows itself best when transferring money through the web version of the bank. Plus - the possibility of remote implementation of all actions. Cons: does not apply to cheap options, and funds can go up to a day or even longer.

Now let's take a closer look at how it is cheaper to transfer or send your funds by mail and in other ways.

In the case of the Russian Post, there are two options - transfer in cash and through the CyberMoney system.

Office

A visit to the post office involves lengthy money transfer activities. You will need a document proving your identity (passport).

The method is focused on transfers within the country. But you can also send money to:

  • Azerbaijan;
  • Armenia;
  • Belarus;
  • Georgia;
  • Kazakhstan;
  • Kyrgyzstan;
  • Latvia;
  • Lithuania;
  • Moldova;
  • Tajikistan;
  • Turkmenistan;
  • Uzbekistan;
  • Ukraine;
  • France;
  • South Ossetia;
  • Serbia
  • China.

Note 1. The period during which the money goes to the recipient for international transfer, - two days.

If the money is transferred to another state, the conditions are different in each case. More detailed information about this and about postal money orders in general can be obtained.

Important! Postal transfer is always addressed. The shipment is intended for a specific post office or pickup point.

About transfer amounts. The maximum for an operation in the country is 500,000 rubles. 250,000 - for a non-cash transaction. 120,000 - for the delivery service of the item home to the addressee.

About the timing. In Russia, money goes from seven to eight days.

The commission ranges from 1.5% to 5% (for both international and domestic transfers).

Banking payment systems

Separately, we can single out express transfer systems that operate with the support of specific banks. Next, we will give an example of two such services - Blizko and Hummingbird.

Blizko

This instant transfer service is the property of Svyaz Bank. With its help, transfers to different countries are carried out within a few minutes.

  • commission fee - up to 1.5%;
  • option to send a message to the recipient;
  • the presence of a foreign currency account;
  • transfer limit - 500,000 rubles (or equivalent in foreign currency).

Transfers within Blizko can be made at Svyaz Bank branches.

This system is one of the youngest. It belongs to Sberbank.

Hummingbird system on the Sberbank website

Within the framework, you can transfer-get no more than 500,000 rubles per day.

The commission fee depends on the amount and the region (from 1.5%), but cannot be less than 150 rubles. The recipient receives money within an hour.

To send money, need to:

  • come to the Sberbank office, where the transfer service through Hummingbird is provided;
  • provide a passport and full name of the recipient;
  • specify a security question (optional) - the recipient will have to answer it;
  • inform the recipient control number, which is assigned to the translation during the checkout process.

To get a transfer, you just need to visit a branch of Sberbank with a passport. Prior to this, ask the sender for the transaction control number so that you can call him at the office to receive the sent funds. Take the money.

Convenient ways for labor migrants

Labor migrants are also not deprived of attention and have the opportunity to make money transfers, subject to a number of conditions. Let's take a closer look at the moment below.

Electronic payment systems

Foreign workers have access to a fairly convenient money transfer system provided by major express services.

For example, the Golden Crown can be used to send money to a Russian destination. Western Union or Contact - for transfers abroad.

There are no special schemes here. The rules for using the systems are general. The main thing is to know where and from where the service allows you to send money and at what rates.

Nuances

A labor migrant in Russia does not face difficulties in transferring money if he has a work visa and is ready to provide a passport and temporary registration. However, a number of nuances of interaction with payment systems should be noted:

  • not all service providers work with transfers from legal entities;
  • the commission fee can vary greatly depending on the amount of money and the country of destination;
  • there is a need to clarify the specific receiving address (office) and information from the passport before applying for a transfer.

Note 4. You can receive money through any system without a commission fee - if you have a passport and a recipient code.

As you can see, if you prudently take care of the availability of all documents and know the nuances of departure, there should be no difficulties. Any labor migrant can receive and send funds without any problems.

Conclusion

As you can see, there are enough ways to make a quick money transfer across Russia. The main thing is to delve into the conditions and decide on the optimal solution. In order for the transfer to happen without problems, you need to pay attention to issues of commissions, terms, etc. If there is the slightest misunderstanding, there is always the opportunity to contact the service hotline.

In contact with

Translation system CONTACT

The CONTACT money transfer system (CONTACT) is a Russian payment system for money transfers and payments for individuals, which is actively expanding its geography around the world. The operator of the payment system for money transfers CONTACT / CONTACT is RUSSLAVBANK JSCB (CJSC), which organized it in 2000.

The No. 1 payment system in Russia is the CONTACT Payment System (CONTACT), which is registered in the unified register of the Central Bank of the Russian Federation under the number 0001, and its operator is JSCB RUSSLAVBANK (CJSC), which has the General License of the Bank of Russia No. 1073.

The "Contact" money transfer system already covers more than 150 countries of the world, and the number of service points already has over 330,000 points, including payment terminals in more than 150 countries. "Contact" includes an international network of correspondent banks and foreign specialized companies that carry out money transfers of individuals in Russia and abroad.

CONTACT partners are more than 900 financial institutions in Russia and around the world. In Russia, 150 banks and 700 of their branches in 300 cities of the country are members of the Kontakt system. "Contact" is present in all CIS and Baltic countries, where 46 banks are members of the system, represented in more than 570 cities with their 1,500 branches. "Contact" cooperates with 21 financial companies that have branches and agencies almost all over the world.

Conditions for the provision of translation services CONTACT

Money transfer processing services Contact system provides:
  • In the offices of all divisions of the operator and its partners;
  • Via the Internet (if you have a bank card);
  • Through ATMs.
Money transfers "Contact" within Russia are carried out in rubles, and abroad:
  • in US dollars,
  • In Euro,
  • in rubles.
As the advertising of the transfer operator says - "There is no minimum transfer amount", but in accordance with the current legislation in Russia and based on the tariff plan of the payment system, such a restriction still exists. Here's what those restrictions look like:
    On the territory of Russia, the amount of a money transfer, according to the tariffs, is limited to 500,000 rubles.
  • Russian citizens can make transfers outside Russia in foreign currency or rubles in the equivalent of no more than 5,000 US dollars per business day.
  • Transfer outside Russia - is carried out taking into account the legislation of the country, the sender of the transfer.
  • Transfers from Russia for foreign citizens can be made without limiting the amount, if there are no restrictions on the amount of crediting in the receiving country.

At the same time, the operator approved the maximum amount of one transfer, as follows:

  • on the territory of Russia - 500 000 RUB
  • from Russia to neighboring countries - 350,000 RUB / 10,000 USD / 10,000 EUR
  • between neighboring countries - 600,000 RUB / 20,000 USD / 20,000 EUR
  • to Far Abroad countries is set in accordance with the national legislation of the country of the Recipient, and not more than the amount established for the country of departure.

A feature of the CONTACT system is to provide individuals with the opportunity to make payments not only in favor of individuals, but also in favor of legal entities for services and purchased goods, according to a simplified scheme, without opening an account at points of departure.

Tariffs for transfers CONTACT

Tariffs for money transfers Contact are set for the territory of Russia, for countries of near and far abroad.
  1. Tariffs CONTACT (CONTACT) for money transfers in Russia


    * Within the same country, rates may vary depending on the location of the payout point. Detailed information about the tariffs is available at the point of reception of the transfer.
  2. Tariffs CONTACT (CONTACT) for transfers to neighboring countries


    Tariffs for transfers to neighboring countries
    Translation directionTransfer amount (RUB)RateTransfer amount in USD, EURRate
    From Russiaup to 175 0002% 4 950 2%
    175 000 - 350 000 3 500 4 950 - 10 000 99
    from Russia to Azerbaijanup to 350 0001% up to 10 0001%
    from Russia to the Post of Kyrgyzstan (Kyrgyz Pochtasy)up to 175 0001,5% up to 4 9501,5%
    from Russia to Latvian Post- - up to 599 EUR1.5% + 4 EUR
    - - 600 - 4 950 EUR2%
    from Russia to Lithuanian Postup to 175 0002% up to 1 500 EUR1.5% + 4.5 EUR
    175 000 - 350 000 2500 rub. + 0.6%up to 175 000 EUR2%
    from Russia to AS Talveaed (Estonia)up to 100 0001% up to 4 9502%
    100 000-600 000 1 000 4 950 - 10 000 0.6% + 80 USD/EUR
    from ABKHAZIAup to 200 0001% up to 3 500 USD1%
    200 000-600 000 2 000 3 500-20 000 30
    from AZERBAIJANup to 175 0001,5% up to 6 500 USD1%
    175 000 - 600 000 2625 6 500-20 000 USD65
    - - up to 5 000 EUR1%
    5 000 -20 000 EUR50 EUR
    from Belarusup to 100 0001% up to 4 9501,5%
    100 000-600 000 1 000 4 950 - 20 000 75
    from Georgiaup to 175 0001,5% up to 4 000 USD1%
    175 000 - 600 000 1650 4 000-20 000 USD40 USD
    - - up to 3 000 EUR1%
    - - 3 000 -20 000 EUR30 EUR
    from Kazakhstanup to 100 0001% up to 4 9501,5%
    100 000-600 000 1 000 4 950 - 20 000 50
    from KYRGYZSTAN- - up to 2 500 USD1%
    - - 2 500-20 000 USD25 USD
    - - up to 2 000 EUR1%
    - - up to 2 500 EUR20 EUR
    from Latviaup to 175 0001,5% up to 4 9502%
    175 000 - 350 000 2625 - -
    from MOLDOVAup to 160 0001% up to 4 9501,5%
    160 000-600 000 1600 4 950 - 10 000 75
    from TAJIKISTAN- - up to 6 000 USD1%
    - - 6 000-20 000 USD60 USD
    - - up to 5 000 EUR1%
    - - 5 000 -20 000 EUR50 EUR
    from UZBEKISTANup to 25 0001% 4000 USD1,0%
    25 000 - 50 000 250 4 000 - 20 000 USD40 USD
    50 000 - 200 000 0,5% 3 000 EUR1%
    200 000-600 000 1000 3 000 - 20 000 EUR30 EUR
    from Ukraineup to 175 0002% up to 1 0001%
    175 000-350 000 1,3% 1 000 - 2 000 10
    - - 2 000 - 6 000 0,5%
    - - 6 000 - 20 000 30
    from ESTONIAup to 175 0002,5% up to 4 9502%
    175 000 - 600 000 4 375 4 950 - 10 000 1,4%
    from SOUTH OSSETIA- - up to 4 9502,5%
    - - 4 950 - 20 000 124
  3. Tariffs CONTACT for transfers to non-CIS countries

    Tariffs for transfers to non-CIS countries are determined individually for each country, so they must be specified at the point of registration. The amount of the transfer commission depends on the transferred amount (the larger the amount, the higher the percentage of the commission). In addition, the cost of the service will be less if the transfer is credited to the account. So, for example, paying out a transfer in the UK in USD / EUR in cash will cost 3%, and crediting to a bank account through MoneyPolo Transfers - 1.8%.

    Commission for payments CONTACT (CONTACT) to non-CIS countries are set:


    • from 1% to 4% of the transfer amount. (The percentage depends on the conditions under the system's agreements with operators and providers.)
    • in a fixed amount per payment.

How to send money transfer contact CONTACT:

  • Come to a bank convenient for you - a member of the CONTACT system and choose a country, city and bank in which the Recipient can issue a money transfer.
  • Present an identity document.
  • A bank employee helps you fill out the documents and assigns a unique number to the transfer.
  • Enter the transfer amount and commission.
  • Tell the Recipient the address and name of the bank where he can receive the money, as well as the amount and number of the money transfer.
  • The money transfer must be paid to the Recipient in full, without commission deduction, no later than the next day.

How to receive money transfer CONTACT:

  1. You receive the following information from the Sender:

    • The address of the point of the CONTACT network, where the money transfer will be paid to you.
    • Unique transfer number.
    • Transfer amount.
  2. Come to the bank (during its opening hours) with an identity document in accordance with the requirements of the legislation of this country.
  3. You receive the sent amount in full. No commission should be charged to the recipient of the funds.
The peculiarity of CONTACT transfers is that at the time of sending the transfer, not only the country and city of receiving the transfer are established, but also the exact definition of the point of issue of the transfer. There is no need to rush around the city in search of a pick-up point for the CONTACT transfer.

Clients using the CONTACT money transfer system need to know that:

  • If a grammatical error is made in the name of the Recipient, then you can make the necessary changes. The Sender applies to the bank from which the transfer was made and writes an application for making changes to the Recipient's data. There is no fee for making changes.
  • If the Recipient, for any reason, could not receive the "Contact" transfer within 30 days from the date of sending, then the money transfer is automatically returned to the Sender's bank. There is no return fee.
  • An unissued transfer can be returned to the Sender before the expiration of 30 days, but for this it is necessary to submit an application to the bank from which the transfer was made. No commission is charged for the return of the transfer.
  • Translation "Contact" can be sent or received by proxy. The power of attorney, drawn up in the prescribed manner, must necessarily stipulate the right to receive money from bank accounts. The power of attorney is notarized or certified by the embassy (consulate). A power of attorney issued in a foreign language must also be accompanied by a certified translation. The power of attorney remains at the bank's cash desk.
List of individual countries participating in the CONTACT money transfer system:

CountriesCIS and Baltic countries
1. ARGENTINA
1. AZERBAIJAN
2. BELGIUM
2. ARMENIA
3. BULGARIA
3. BELARUS
4. BRAZIL
4. GEORGIA
5. GREAT BRITAIN
5. KAZAKHSTAN
6. VIETNAM
6. KYRGYZSTAN
7. GERMANY
7. MOLDOVA
8. ISRAEL
8. TAJIKISTAN
9. IRAN
9. UZBEKISTAN
10. SPAIN
10. UKRAINE
11. ITALY
11. RUSSIAN FEDERATION
12. CANADA
12. TURKMENISTAN
13. People's Republic of China
13. LATVIA
14. POLAND
14. ESTONIA
15. UNITED STATES OF AMERICA
15. REPUBLIC OF LITHUANIA
16. Etc.16.

Instant money transfers to relatives and friends are especially popular all over the world.

Dear readers! The article talks about typical ways to solve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

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Numerous international fast money transfer systems and those that operate predominantly are ready to provide services for a commission, the amount of which will depend on the amount transferred and the destination.

Transfers are made in about 10-20 minutes, very rarely money is received within an hour.

Offers

There are about 20 most popular domestic and foreign systems in Russia. Almost all make transfers within Russia and. Only a few work to transfer funds within Russia and to neighboring countries.

Faced with the need to make a transfer, it is better for a potential client to analyze the operation of several systems in order to understand where he will pay the least commission.

Conditions

Fast sending of finances is carried out without opening a bank or other account.

The main conditions are the minimum number of necessary documents and data for sending and receiving.

In some cases, the personal data of the sender and recipient, city and country are required, in others - the numbers of their cards, mobile phones.

It all depends on the method of sending and receiving, as well as the conditions that are put forward by the transfer system.

According to the legislation of the Russian Federation:

  1. On the territory of the country it is allowed to send funds in any amount, without restrictions.
  2. Citizens of Russia can transfer abroad no more than 5 thousand in foreign currency in one working day.
  3. Non-residents have the right to transfer any amount abroad.
  4. It is allowed to send currency to Russia from other countries without restrictions.

As a rule, the systems themselves limit the amounts that can be sent within Russia and abroad.

You can send funds within Russia in the national currency, and abroad in the national equivalent and foreign. The funds are issued to the recipient in the currency of the country where the transfer was sent.

But in some systems, the conditions provide for sending and issuing only in foreign or national Russia.

From Russia, the currency can be sent to countries where there are representations of one or another transfer system.

Various additional free services can be offered for the transfer, for example, sending SMS to the recipient and others.

The commission is charged only from the sender, the recipient is given the full amount.

Fast money transfers

In addition to international money transfer systems, all Russian banks offer to quickly send funds, each of them has developed 2-3 programs.

Offers from mobile operators also allow subscribers to send funds to each other or to cards from a personal phone account.

In Russia

In addition to the most popular systems within the country are the following services:

  • Sberbank (Kolibri transfer system);
  • VTB 24 (transfer system Sprint);
  • Contact;
  • Gold Crown.

But with their help, you can also make transfers abroad. The popularity of the system was gained due to the small commissions charged for services within the country.

For convenience, customers in the territory of the Russian Federation can contact numerous bank branches and points.

International

All work in many countries, therefore, except for Russia, it is convenient to send transfers abroad.

To send funds within Russia, it must be taken into account that commission fees are usually higher.

Therefore, it is beneficial to use international fast transfer systems to send money to other countries.

Ways

Financial institutions offering such services have numerous offices located in many countries around the world.

There are various ways to transfer money:

  • using the Internet banking service;
  • through a network of points located in retail chains;
  • in bank branches;
  • from mobile with the support of network operators;
  • through terminals;
  • other.

Sberbank

In Sberbank, fast money transfers across Russia using the system are considered the cheapest. You can also send money to the countries of the Near Abroad.

In Russia, a maximum of 500 thousand rubles is allowed, and abroad 5 thousand US dollars for Russians and 10 thousand for non-residents.

Transfers within Russia cost 1.5% of the amount, and abroad - 1%, but the commission should be within 150–1000 rubles, respectively. and 3 thousand rubles.

You can receive money only in one of the branches of Sberbank. Funds arrive within 10-60 minutes.

Western Union

It is the most common in the world, it can be used in 200 countries. Funds arrive instantly.

Sending can be done in a bank that is a partner or in an official representative office. Sending is carried out after filling out the letterhead, the sender is given a secret code, which he tells the recipient.

Commissions are the largest, they can reach 2-10% of the amount of transfer abroad, but their size depends on the direction of sending and the recipient country.

In Russia, the cost of translation can be 1–5%. Transfer can be made only in US dollars and rubles.

Unistream

Points of sending and receiving money are located in Russia, neighboring countries and beyond. The transfer can be received in 10 minutes at one of the official representative offices of the company or at a branch of a partner bank.

Transfers within Russia and to the countries of the Near Abroad cost 1%, and to far-distance countries 2%.

Clients can send money in one currency, and the amount can be issued to the recipient at will in another.

To send funds from a card of any issuing bank, the company offers to use the official website, the recipient will also receive money at Unistream or banks.

From the card, you can make a maximum addressless transfer in the amount of 100 thousand rubles. or equivalent.

It is allowed to make 3 transfers from one card during the day.

Transfers are made in four currencies:

  • rubles;
  • USD;
  • Euro;
  • pounds.

Contact

The domestic system of fast transfers is considered the cheapest and most common in Russia; it can be called the second most popular after Western Union.

Sending and receiving funds is carried out in the official points of the system, as well as in almost every bank in Russia.

For ruble transfers in Russia, you need to pay 1.5%, and abroad 2-3%.

Transfers are made in three currencies:

  • rubles;
  • Euro;
  • USD.

In Russia, you can send a maximum of 500 thousand rubles. per day, to the CIS countries - 350 thousand rubles. or 10 thousand in foreign currency, for non-CIS countries there are restrictions of 5 thousand US dollars / euros. But the restrictions do not apply to non-residents of Russia.

According to the terms of Contact, funds can be issued to the recipient in cash or credited to a card / current account.

In addition to the Contact points, the sender can independently make a transfer using a mobile phone through mobile partner operators, system terminals, from his card to the recipient's card through an online service.

Gold Crown

It cooperates with banks, retail outlets, mobile operators and other organizations, so you can make a shipment in any region of Russia.

When applying, an application is filled out, where the city and country are indicated, and the money can be received at any point where the service is provided.

Commissions are 0.5-1.5% and depend on the beneficiary country.

ManiGram

You can receive or send a transfer at the offices of the system, partner banks, in Euroset or Svyaznoy stores. To send, you need to fill out a letterhead.

Commissions are considered quite expensive. Funds can be issued to the recipient in 10 minutes.

Anelik

By the system of express transfers, money can be received in 5 minutes.

Sending is carried out at the points of the system or at the branches of partner banks, and receiving only at the point indicated as the destination. The opportunity to use Anelik's translation services is provided in almost 100 countries of the world.

Ruble transfers within Russia cost 1.5%, and in foreign currency abroad 3%.

Leader

The system covers 130 countries, funds can be received instantly.

The size of the commission depends on the method of sending and destination, it varies between 1-4%.

Cyber ​​Money

It completely covers the territory of Russia, neighboring countries and far abroad. In Russia, you can send 500 thousand rubles, and abroad - 100 thousand rubles. or equivalent.

Transfer fees are considered high. You can transfer money to an individual or a legal entity.

How to send and receive?

In order to transfer money quickly at one of the points or branch of the partner bank of money transfer systems, you must appear in person and present an identity document.

To send, fill out an application form, it indicates:

  • sender and recipient data;
  • destination;
  • transfer amount;
  • currency.

If you specify only the country, then the recipient will be able to receive money at any point where the system services are provided.

After the paperwork is completed, the sender is given a control number, which he informs the recipient.

If the sender chooses the method of sending money using Internet banking, a terminal, from a mobile phone or from card to card, you can do it yourself. In this case, a passport is not required, and the recipient will receive funds on the card / account or he will receive in the standard way in one of the representative offices of the system.

Documentation

Nowadays, you can make payments for the purchase of goods and services, as well as send money to accounts without leaving your home. To do this, have a device available that can connect to the Internet. Next, it remains to choose a service that carries out monetary transactions. This article will present services that provide services for sending money to individuals and legal entities, as well as detailed instructions for carrying out the operations presented.

Service for sending money - performs an intermediary function between the sender and recipient of funds. Such services create an alternative to making cash payments (for example, before it was possible to make a transfer only through a bank). The advantage of the service is that anyone can use it without registering a current account.

Differences of the service from banking organizations:

  1. Such organizations generally have an extensive network of representative offices.
  2. Allows you to perform the necessary operation as simply as possible within a few minutes.
  3. Commission for making monetary transactions, which on average ranges from 2 to 6 percent of the payment amount.

Principle of operation:

  1. The client comes to the branch of the organization or goes to their website (in the case of an online transfer).
  2. Next, you need to fill out an application for the transaction. The application contains the passport information of the sender, as well as the delivery address.
  3. After filling out the application, the sender only needs to deposit the required amount of money.
  4. After payment, the client is called a secret code, which he must transfer to the recipient.
  5. As soon as the funds are transferred (the deadline for completing the application directly depends on the chosen organization), the recipient can go to the designated branch, name the secret code and collect the money sent.

Thus, money is sent in almost all existing payment programs.

Western Union - the most famous money transfers in the world

Western Union (money transfers) - is the world's first system that allows you to make money transfers. Today, such an organization is the world leader in the field of international money transactions, and in particular express transfers. The organization owns 500 thousand branches located in more than 200 states.

Main advantages:

  1. Reliability. All monetary transactions carried out are equipped with a modern security scheme, produced in accordance with international standards. Thus, when sending your funds, you can be sure that they will reach the recipient on time without any problems.
  2. The speed of operations. The organization uses modern technologies that allow you to send money anywhere in the world in a matter of minutes. So, today the maximum processing time of the operation is 10 minutes.. So, if you urgently need to send money to any person or organization, you can contact Western Union.
  3. Comfortable conditions. Unlike any banking organization, here you do not have to open your own account. All that is required from the client is to provide a passport and fill out an application for the transfer of money. Immediately after that, the operation will be successfully performed.

Contact is the first Russian payment system that has been successfully operating since 1999. The operator is the organization "JSC Qiwi Bank", which also performs organizational, settlement, clearing and information functions. In addition, the payment system cooperates with VTB Bank and Otkritie Bank.

At the moment, Contact is the undisputed leader in the Russian money transfer market, as well as in the markets of the CIS countries. The service owns more than 500 thousand branches located in 170 countries of the world and providing customer service.

The main advantages of the "Contact" system (money transfers):

  1. Sending any amount. The payment program does not require a minimum amount of funds to be transferred, so anyone can transfer any amount of funds to another individual or legal entity.
  2. SMS notifications. The service offers its customers the opportunity to activate a service that allows them to notify via SMS about transactions with money. Thus, you will always be aware of when the operation will be performed and when it will receive a response from the recipient.
  3. Three types of currencies are available. At the moment, it is possible to carry out an operation to send money, both in rubles, and in dollars or euros.

Operation fees:

  1. The maximum amount of transactions in Russia is 500 thousand rubles, 10 thousand dollars and euros. From Russia to the CIS countries - 350 thousand rubles, 10 thousand dollars and euros. In the CIS countries - 600 thousand rubles, 20 thousand dollars and euros. In all other countries, the maximum threshold is set in accordance with their legislation.
  2. The number of transactions carried out is unlimited.
  3. The commission for Russia is 1% of the payment amount (the maximum amount of the commission is one thousand rubles or 30 dollars). You can see the commission for other countries at contact-sys.com.

Contact money transfer provides fast and reliable.

The Unistream payment service first appeared on the Russian market in 2001. After the appearance, the service quickly began to gain popularity among the population. The reason for the success was the establishment of a minimum commission rate of 1% of the payment amount.. Thus, Unistream began to carry out money sending operations cheaper than anyone else in Russia and the CIS countries, thanks to this, the represented organization currently occupies a leading position in the financial transactions market. You can carry out an operation in Unistream in one of the 280 thousand branches located around the world.

Advantages:

  1. Working with terminals. You can send money using the Unistream payment program using Qiwi terminals, which are located in almost all major shopping centers in Russia. Thus, the sender will not need to fill out documents and spend time visiting the branch.
  2. Low commissions. Offers its clients to carry out transactions with money at the lowest commission deductions. So, if you do not want to overpay large sums of money, then contact the organization represented.
  3. High income for banks. Banks and partners who cooperate with Unistream are offered high commission income for incoming and outgoing transactions.

Unistream offers online translation to all its users in their personal account.

Zolotaya Korona is one of the first Russian companies providing money transfer services to its clients. Here, everyone can make a money transfer without leaving home using an online service. For all other clients, the company offers to use the services in any of the branches, which are located in many countries of the world.

Services offered:

  1. Money transfers. The transfer is carried out both in cash and by bank transfer from card to card. For this type of operation, the company charges the client a commission in the amount of 1% of the payment amount.
  2. Currency exchange. The company offers its customers the opportunity to convert rubles into dollars or euros at the current exchange rate. Exchange rates are presented on the website of the company koronapay.com.
  3. Repayment of loans. With the help of the Golden Crown service, customers get the opportunity to pay off their current debt in many Russian banking organizations, as well as in the largest MFIs.

"Golden Crown" online transfers are also carried out.

Blitz is a payment system developed by Sberbank. The system was developed recently, but has already gained immense popularity among the bank's customers. The main advantage of the system is the use of modern technologies and communication channels, which allow to achieve a high speed of money transfer.

Types of transfers:

  1. Urgent. This type of transfer is carried out only within the territory of the Russian Federation.
  2. International. Such transfers are carried out in countries such as Belarus, Ukraine and Kazakhstan.

System fees:

  • commission for urgent transfer is 1.5% of the payment amount;
  • commission for international transfer is 1% of the amount;
  • cancellation of the operation - 150 rubles.

MoneyGram is one of the leaders in the international express money transfer market. The company was founded in 1940, but was able to gain independence only in 2004. From that moment on, the company began to develop rapidly and currently has a large number of branches around the world.

How to make a transfer using the presented service:

  1. Go to the nearest branch of the company.
  2. Present your passport.
  3. Fill out an application.
  4. Deposit money. After payment, the client will be provided with a special number, which must be provided to the recipient to confirm the operation.

Moneygram offers money transfers to everyone who has a passport.

Video “How money transfer systems work”