Through Apple Pay Sberbank customers can shop safely, conveniently and confidentially in millions of stores, popular applications and websites. Read more about the service in our article.
Apple Pay is a mobile payment system that allows you to pay for purchases using NFC technology in retail outlets, applications and on the Internet. The system provides complete confidentiality and security to all users. After adding a debit or credit card, the card number is not stored either on the mobile device or on the Apple Pay servers.
Apple Pay is installed on iPhone 5 S, SE, iPhone 6 and 6+ and newer models, as well as Apple Watch.
To set up Apple Pay, your device must have a Touch ID fingerprint reader and be signed in to an iCloud account.
How to properly connect Apple Pay on iPhone
- Open the Sberbank Online application.
- Find the card page and the Connect Apple Pay or Connect on iPhone feature.
- In the Wallet app, add a card (screenshots, codes and personal data are not required).
- Wait while the bank verifies the information provided.
- As soon as the status of the card on your page changes, you can use it to pay for purchases.
- There is another way to connect Apple Pay on iPhone:
- If connected to the card mobile bank, open the Wallet app.
- Find the "+" icon in the upper right corner and touch it with your finger.
- Add card (security code required).
How to properly connect Apple Pay on Apple Watch
Open the Watch app on iPhone, then go to the My Watch tab.
Click Wallet & Apple Pay.
Follow the same steps to add a card as for iPhone
After the bank or card issuer verifies your card, click "Next".
Connecting Apple Pay on iPad
- Make sure you are connected to a mobile bank.
- Find the "Settings" function and click on it.
- Tap the Wallet & Apple Pay app and select the Add Credit or debit card».
- Add the card associated with your account iTunes recording using code.
- If you need to add another bank card, enter the information using the camera.
How to pay for purchases using Apple Pay using iPhone: instructions
The payment procedure is quite simple. You need to bring mobile device to the terminal and place your finger on Touch ID. As soon as your fingerprint is recognized, the payment will take place automatically. If you transfer more than 1,000 rubles, the system may ask for a security code.
Never allow anyone to register your fingerprints on iPhone.
How to pay for purchases using Apple Pay using Apple Watch
- Put the Apple Watch on your wrist.
- Enter password.
- Press the side button twice.
- Select a Sberbank card.
- Bring your Apple Watch to the terminal.
- The terminal will report the successful completion of the operation.
How to pay for purchases using Apple Pay online and in stores
When placing an order, find the Apple Pay icon, tap it, and check all the information. Place your finger on Touch ID to complete the purchase. The inscription "Finish" will indicate the completion of the procedure.
At any time, you can view card transactions directly on the screen of your gadget: for this, select the required card from the list of linked cards.
Frequently asked questions and answers
Do i need internet to use Apple Pay?
To pay in the store for purchased products, Internet access is not required. Smartphones interact with the terminal thanks to NFC technology: this system uses a token and does not need an Internet connection.
Which Sberbank cards does Apple Pay support?
Apple Pay works with debit cards:
-
"Youth" Visa Classic
Visa Classic with individual design
Aeroflot Visa Gold
Aeroflot Visa Classic
Visa Signature Aeroflot
"Give life" Visa Classic
"Give life" Visa Gold
"Give life" Visa platinum
World Mastercard Elite Sberbank First
Mastercard Standard
Mastercard Standard with individual design
World Mastercard "Gold"
Mastercard Platinum
Mastercard World black Edition Premier
Mastercard Standard Contactless
Youth card Mastercard Standard
(4
estimates, average: 3,75
out of 5) 
Now you can pay for goods and services not only with real money and a bank card, but also with a smartphone, using special payment services for this. One of these services is Apple Pay Visa Sberbank. This is a modern, very convenient, 100% safe way to pay for the most different goods and services, both in regular stores and on the Internet.From the very name of the service, it is easy to guess that the owners of modern gadgets from, and not only smartphones, can use it. True, not all devices support this function, but only the latest models. Also, the owner of the gadget must be a client of Sberbank and a Visa card holder.
What is Apple Pay
It is a special service with which you can make payments from bank card without using it itself. It is absolutely safe, because the card number is not stored in the phone memory and Apple servers, so nothing can be hacked and stolen. You don't have to worry about that. The developers have made every effort to improve security. You just need to bring your smartphone to the terminal to make a payment. As for paying for goods and services over the Internet, you need to click on Touch ID. This significantly speeds up the payment process online as well, because you do not need to enter card details.
This is convenient for those who have a lot of plastic bank cards, who find it inconvenient to carry them all with them, those who forgot their card at home, etc. If you pay for goods and services on the Internet, this service also allows you to significantly speed up this, because numbers or other bank card details do not need to be entered. Everything is guaranteed safe. Besides, additional security guarantees that the cards are connected on the bank's website in the Sberbank Online service.
First, you need to make sure that your device accurately supports this service. First of all, you need to be the owner of a gadget from the "apple corporation". If your smartphone model is on the list of those that support the service, you can connect it. To do this, you need to enable Touch ID, as well as log into iCloud, take your bank card to enter its details.
You must first go to the online service of Sberbank itself, go to the page of the card itself that you plan to connect, select "Connect Apple Pay", and click on this button. Next, the card is added to special program Wallet, which is in the gadget by default. To do this, following the instructions clearly, you will need to enter your bank card details.
How to install Apple Pay on your phone
No need to worry about the security of your data and your money. Maximum security. This is guaranteed by the developers. You do not need to enter personal data, as well as wait for SMS with codes. You do not need to scan the card itself, etc. You need a minimum of information and strict adherence to instructions. The status of the bank card in the Sberbank Online service will change after this system is connected. You can connect the card in a smartphone in a different way, starting right from the Wallet application. You need to run it and click on the plus sign in the upper right corner and add a card following the instructions.
If you use smart watch smart watch and connect the service and the card there, you will also first need to launch "Sberbank Online" on the iPhone, go to the page of the card itself and click the "Connect on Apple Watch" button in the menu. Again, you will need to follow the instructions to add the card. It doesn't take long and you don't have to enter too much information. Immediately after connecting the card, its status will also change in online service Sberbank.
If you install a payment service on tablet, you need to launch "Wallet and Apple Pay". Then the button "Add a credit or debit card" is pressed. According to the instructions, a new card is added, after which its status will also change in the application of Sberbank itself.
Despite the seeming complexity, everything is very simple, takes a minimum of time and is 100% safe. To begin with, you can connect a card with a small amount Money on the balance sheet to minimize risks and make sure that everything is exactly safe.
A new payment system has appeared in Russia Android Pay... Read on!
How to pay Apple Pay
- If you pay with Apple Pay with IPhone, you will need to bring it to the terminal while holding your finger on Touch ID. The inscription "Ready" should appear on the screen of the gadget, the phone itself will vibrate and emit a short sound signal, notifying that the payment has been successfully completed.
- Using Apple Watch, on a smart watch, you need to double-click on the button located on the side. Then the clock itself is brought to the terminal and the display is turned towards it. An audible signal will indicate that the payment has been successfully completed.
Which devices support Apple Pay
Since these payment systems were developed and became available relatively recently, not all Apple products support them. Therefore, before trying to register a card in the service, it is better to check whether the gadget supports all this, whether it can work with this program.
Using smartphones, this service can be used to pay in stores, in programs, as well as on the Internet. Let's find out what devices Apple Pay works on.
Which phones (iPhones) support Apple Pay:
- iPhone 7
- iPhone 7 Plus
- iPhone 6s
- iPhone 6s Plus
- iPhone 6
- iPhone 6 Plus
- iPhone SE
With the help of tablets, this service can be used to pay in programs, as well as on the Internet.
The service is supported by the following tablet models:
- iPad Pro (12.9-inch)
- iPad Pro (9.7-inch)
- iPad Air 2
- iPad mini 4
- iPad mini 3
With the help of smart watches, this service can be used to pay in programs.
The service is supported by the following smartwatch models:
- Apple Watch Series 2
- Apple Watch Series 1
- Apple Watch (1st generation)
With the help of Mac computers, this service allows you to pay for purchases on the Internet.
The service is supported by the following computer models:
- MacBook Pro Required with Touch ID
- A 2012 or later Mac is required in conjunction with an iPhone that supports Apple Pay or an Apple Watch.
Watch the video on how to set up and use Apple Pay Visa Sberbank:
Payments via Apple Pay have become available to Visa holders of Alfa-Bank and " Tinkoff Bank", Follows from the materials posted on the Russian site of Apple. Bank and Visa representatives confirmed this. Apple does not disclose further plans for cooperation with banks and other payment systems. The expansion of the circle of partner banks and payment systems occurs as soon as they are technically ready, says a source close to one of them.
Until now, Apple Pay in Russia was only available to users of MasterCard cards. At the beginning of October 2016, holders of the MasterCard issued by Sberbank were able to use it, and at the beginning of November, customers of eight more banks, including Tinkoff and Alfa-Bank, as well as Yandex.Of money".
In 2015, Visa accounted for 44.7% of all payment cards issued in Russia, MasterCard - 49.4%, follows from the report The national system payment cards (NSPK). According to the Central Bank, at the end of the first half of 2016, 249 million payment cards were issued in Russia. The payment systems themselves do not disclose the number of cards issued in Russia.
The share of Visa in the portfolio of Tinkoff Bank is lower than the share of MasterCard, says its representative Daria Ermolina.
The corporation announced the launch of Apple Pay in the United States in the fall of 2014. The service allows owners Apple smartphones(now iPhone 6 and later models - 6s, SE, 7), as well as iPad Pro tablets and Apple Watch smartwatches, pay for goods and services from their devices using contactless payment technology (NFC). In this case, money is withdrawn from their bank cards linked to the application. Apple's vice president of Apple Pay, Jennifer Bailey, previously told Vedomosti about tens of millions of payment service subscribers around the world. According to Apple, in June 2016 their number grew by 450% year-on-year.
According to the estimate previously cited by the general director of Telecom Daily Denis Kuskov, 62–63 million smartphones are now registered in Russian cellular networks. iPhone 6, 6s, SE and 7 - up to 5 million, he said. According to an employee of one of the operators, at the beginning of October 2016, there were 3.5-5 million such devices on the networks of the cellular "Big Three".
Data on the number of users of their payment system in Russian Apple does not disclose. Apple Pay is in great demand - the first thousand users connected to it in just half an hour, and the transaction turnover is already several million dollars, Tatyana Yarmola, director of products and e-business projects at Alfa-Bank, told Vedomosti.
Alfa-Bank has supplemented the service - if the client has lost the card, he can block the card itself and use payment with mobile phone This is especially true for travelers, for example, she says.
In the first two weeks, almost 53,000 MasterCard users connected to Apple Pay, the total amount of transactions exceeded RUB 145 million. - The average transaction amount per user was 2774 rubles, says Ermolina.
As of October 13, more than 125,000 cards of Sberbank's clients were attached to Apple Pay, and the turnover of the payment service amounted to more than 120 million rubles, Kommersant previously reported with reference to its source.
Contactless payments are becoming more and more popular in Russia - according to the payment system, the number of transactions with Visa payWave cards increased 4.5 times per Last year, says her representative. 84% of Russians know about contactless payment cards, and 38% use them, he says, citing data from a Visa study.
On September 29, 2016, Apple's main competitor, Samsung, launched its payment system in Russia. At the beginning of November, his representative said that the number of transactions through Samsung Pay growing by 10%, and the number of unique users - by 15%.
Smartphone manufacturers promoting their own payment systems can count on bank commissions for transactions, says Evgeny Ladygin, Sales Director of ZTE in Russia and the CIS. But now such systems solve primarily marketing problems - for example, stickers on POS terminals that accept payments from smartphones of a particular brand can be considered as a means of promoting it, he argues. The vendor does not plan to launch its own payment system on the market yet; it expects the appearance of a universal Google payment solution for Android, Ladygin told Vedomosti earlier.
Now you can pay for goods and services not only with real money and a bank card, but also with a smartphone, using special payment services for this. One of these services is Apple Pay Visa Sberbank. This is a modern, very convenient, 100% safe way to pay for a variety of goods and services, both in regular stores and on the Internet.
From the very name of the service, it is easy to guess that the owners of modern gadgets from Apple, and not only smartphones, can use it. True, not all devices support this function, but only the latest models. Also, the owner of the gadget must be a client of Sberbank and a Visa card holder.
What is Apple Pay
It is a special service with which you can make a payment from a bank card without using it itself. It is absolutely safe, because the card number is not stored in the phone memory and Apple servers, so nothing can be hacked and stolen. You don't have to worry about that. The developers have made every effort to improve security. You just need to bring your smartphone to the terminal to make a payment. As for paying for goods and services over the Internet, you need to click on Touch ID. This significantly speeds up the payment process online as well, because you do not need to enter card details.
This is convenient for those who have a lot of plastic bank cards, who find it inconvenient to carry them all with them, those who forgot their card at home, etc. If you pay for goods and services on the Internet, this service also allows you to significantly speed up this, because numbers or other bank card details do not need to be entered. Everything is guaranteed safe. In addition, additional security is guaranteed by the fact that the cards are connected on the website of the bank itself in the Sberbank Online service.
How to connect Apple Pay to a Sberbank card
First, you need to make sure that your device accurately supports this service. First of all, you need to be the owner of a gadget from the "apple corporation". If your smartphone model is on the list of those that support the service, you can connect it. To do this, you need to enable Touch ID, as well as log into iCloud, take your bank card to enter its details.
You must first go to the online service of Sberbank itself, go to the page of the card itself that you plan to connect, select "Connect Apple Pay", and click on this button. Next, the card is added to a special Wallet program, which is in the gadget by default. To do this, following the instructions clearly, you will need to enter your bank card details.
How to install Apple Pay on your phone
No need to worry about the security of your data and your money. Maximum security. This is guaranteed by the developers. You do not need to enter personal data, as well as wait for SMS with codes. You do not need to scan the card itself, etc. You need a minimum of information and strict adherence to instructions. The status of the bank card in the Sberbank Online service will change after this system is connected. You can connect the card in a smartphone in a different way, starting right from the Wallet application. You need to run it and click on the plus sign in the upper right corner and add a card following the instructions.
If you use a smart watch Smart Watch and connect the service and the card there, you will also first need to launch Sberbank Online on the iPhone, go to the page of the card itself and click the Connect on Apple Watch button in the menu. Again, you will need to follow the instructions to add the card. It doesn't take long and you don't have to enter too much information. Immediately after connecting the card, its status will also change in the online service of Sberbank.
If you install a payment service on a tablet, you need to launch "Wallet and Apple Pay". Then the button "Add a credit or debit card" is pressed. According to the instructions, a new card is added, after which its status will also change in the application of Sberbank itself.
Despite the seeming complexity, everything is very simple, takes a minimum of time and is 100% safe. To begin with, you can connect a card with a small amount of money on the balance sheet in order to minimize risks and make sure that everything is exactly safe.
A new payment system Android Pay has appeared in Russia. Read our review!
How to pay Apple Pay
- If you pay with Apple Pay from an iPhone, you will need to bring it to the terminal while holding your finger on Touch ID. The inscription "Ready" should appear on the screen of the gadget, the phone itself will vibrate and emit a short sound signal, notifying that the payment has been successfully completed.
- When using the Apple Watch, on a smart watch, you need to double-click on the button located on the side. Then the clock itself is brought to the terminal and the display is turned towards it. An audible signal will indicate that the payment has been successfully completed.
See also: How to get a TIN natural person via the Internet and Gosuslugi.
Bonuses Thank you from Sberbank: find out how to spend the accumulated points from us.
How to get a mortgage without down payment, requirements for the borrower: http://money-budget.ru/borrow/credits/ipoteka-bez-pervonachalnogo-vznosa.html
Which devices support Apple Pay
Since these payment systems were developed and became available relatively recently, not all Apple products support them. Therefore, before trying to register a card in the service, it is better to check whether the gadget supports all this, whether it can work with this program.
Using smartphones, this service can be used to pay in stores, in programs, as well as on the Internet. Let's find out which devices Apple Pay works on.
Which phones (iPhones) support Apple Pay:
- iPhone 7
- iPhone 7 Plus
- iPhone 6s
- iPhone 6s Plus
- iPhone 6
- iPhone 6 Plus
- iPhone SE
With the help of tablets, this service can be used to pay in programs, as well as on the Internet.
The service is supported by the following tablet models:
- iPad Pro (12.9-inch)
- iPad Pro (9.7-inch)
- iPad Air 2
- iPad mini 4
- iPad mini 3
With the help of smart watches, this service can be used to pay in programs.
The service is supported by the following smartwatch models:
- Apple Watch Series 2
- Apple Watch Series 1
- Apple Watch (1st generation)
With the help of Mac computers, this service allows you to pay for purchases on the Internet.
The service is supported by the following computer models:
- MacBook Pro Required with Touch ID
- A 2012 or later Mac is required in conjunction with an iPhone that supports Apple Pay or an Apple Watch.
Watch the video on how to set up and use Apple Pay Visa Sberbank:
Take advantage of our free service of selecting the most profitable credit offers:
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How Apple Pay works with Visa in Russia
1st November 2016 application for contactless Apple payment Pay finally came to our country. The owners of the iPhone and iPad immediately began testing it together. But many of our compatriots were disappointed - the program worked exclusively with the MasterCard system. So let's find out if Apple Pay works with Visa cards in Russia?
Visa
The American transnational corporation Visa is considered one of the largest in the world. At the beginning of 2000, approximately fifty-seven percent of all used payment cards belonged to her. Annual money turnover about 480 million dollars of the United States of America comes out on them.
From the payment system MasterCard Visa differs in that it operates mainly in dollars, while the former works with both dollars and euros.
Visa has been operating in our country since 1988, that is, for more than twenty-five years.
- Visa Electron - the simplest, lower level... Is different minimum limit and the same guarantees.
- Visa Virtual card- specially for online shopping. Quite often, it does not have a physical medium, and only its details are communicated to the owner.
- Visa Classic - mid-range, standard set of options.
- Visa Gold is a higher level, which gives some advantages in making large purchases.
- Visa Platinum - more more privileges in comparison with the previous one.
- Visa Signature - designed for the most affluent clients.
- Visa Infinite - symbolizes the highest prestige and the greatest solvency. The credit limit for it is practically unlimited.
This information is already out of date. Several banks are currently participating in the program.
When will Apple Pay work with Visa?
Many are rightly wondering when Apple Pay will work with Visa?
It is known that already on November 15, 2016, Tinkoff and Alfa-Bank announced the possibility of supporting Visa with the Apple Pay application. Later, other banks joined them.
So, the answer to the question of when Visa will support Apple Pay is:
Currently, the banks listed below are already working with Visa in Apple Pay. We hope that their number will increase.
Which banks work with Visa for Apple Pay?
- Alfa Bank
- MTS bank
- Raiffeisenbank
- VTB 24
- Opening
- Sberbank
- Tinkoff
The latter has the following cards in the program:
- Platinum (credit)
- Rendezvous (credit)
- Tinkoff Black (debit)
- WWF [World Wildlife Fund] (credit / debit)
- Raspberry (credit)
- All Games (credit)
Also, corporate cards participate in this program.
How do I connect Apple Pay to a Visa card?
The peculiarities of adding a card to Apple Pay can be shown using the example of Visa Classic.
- Find the Wallet app on your iPhone;
If you have an iPad, then first "Settings", and in them - "Apple Pay and Wallet"
Your device is ready for Apple Pay.
In this way, you can bind any card of this system.
Can I link my Visa Virtual card to Apple Pay?
Employees of the company said that in each case this issue should be discussed with the bank that provided services for issuing this card.
It is known that Yandex Money and Alfa-Bank provide such a service.
applepayd.ru
Visa and Apple Pay
You can quickly link your Visa card to Apple Pay in just a few steps. 
Apple Pay works wherever contactless payments are accepted, and you can pay with just a touch of Touch ID. 
The Visa security system replaces your card details with a unique set of numbers (token), so you can pay for purchases without fear that your card details will get to intruders.- Open the Wallet app
- Tap the "+" icon in the upper right corner
- Open the Apple Watch app on iPhone.
- To add a credit or debit card associated with your iTunes account, enter the security code for that card. Or select "Add another card" and use the camera to enter the card details.
- Go to Settings
- Tap "Wallet & Apple Pay" and select "Add Credit or Debit Card"
- To add a credit or debit card associated with your iTunes account, enter the security code for that card. Or select "Add another card" and use the camera to enter the card details.
- You don't need to wake up your iPhone or open an app to pay in stores. Just move your iPhone to the terminal with your finger on Touch ID.
- After payment, you will see the inscription "Ready" on the screen, feel a slight vibration and hear a sound signal. This means that your payment information has been sent.
- Double-click the side button and turn your Apple Watch display toward the terminal.
- Apple Watch will beep to alert you that payment information has been sent.
In the first few days of Apple Pay's availability in Russia, this contactless payment service has received 125,000 Sberbank customers, with which Apple currently has an exclusive agreement.
In early October, Sberbank, together with payment system Mastercard was the first to launch the contactless payment service Apple Pay in Russia, which, according to some experts, may become a serious competitor to banks in the long term. According to Kommersant, the results of the first ten days of work payment service Apple Pay in Russia Shows Buyers Are Ready to Replace plastic card mobile phone.
Apple Pay in Russia
According to a source familiar with the situation, as of October 13, more than 125 thousand cards of Sberbank customers were attached to Apple Pay, and the volume of transactions amounted to more than 120 million rubles. At the same time, the source notes that in Russia there are about 1 million owners of smartphones based on iOS, who are clients of MasterCard, and on the first day they managed to connect 20 thousand people, which is a record for the first day of the launch of Apple Pay around the world. Sberbank did not comment on this data.
“For them, this is a dangerous situation, because it turns out that banks themselves lead their customers to Apple. It is a shame, because banks and the Ministry of Railways did all the work, invested in infrastructure, but were late in terms of developing their own mobile payment instruments, not giving them the necessary attention, ”the source says.
When will it work? Already!
A top manager of one of the major banks calls 125 thousand installations a "good and frightening" result - given that they were completed in the first weeks, we can conclude that people choose Apple Pay as more than effective method payment than payment by card, which means that the trust in the service is quite high. According to him, Apple Pay puts a lot of pressure on traditional market participants: international payment systems (MPS) and banks.
“However, the volume of transactions in the indicated amount for such a number of users is a very moderate indicator,” said Kirill Gorynya. “This suggests that users rarely pay by phone and mainly pay with their smartphones for only small purchases. In general, such transactional activity is common for smartphone payments. ”
I agree with him general director of the company CardsMobile Kirill Gorynya, who believes that 125 thousand cards are a lot for a week of service, especially taking into account the audience of users of three models of smartphones and their intersection with cardholders Sberbank MasterCard... According to the AC & M Consulting agency, in 2015 the turnover of mobile commerce grew by 37% and exceeded 70 billion rubles, and according to the results current year is expected to be over 100 billion rubles.
Apple Pay Sberbank Visa in December
Recall that Sberbank has become an exclusive partner of Apple - during October only its customers will be able to use Apple Pay.
Apple pay iphone 5s - Doesn't Support!
The service can be used by owners of iPhone SE, iPhone 6 and newer models, as well as Apple Watch who have a MasterCard Sberbank card.
Which banks work
In November, the partners will include such banks as VTB, Alfa-Bank, Otkrytie, Tinkoff-Bank, Raiffeisenbank. Apple Pay is expected to launch on Visa cards will take place in December.
Apple Pay Tinkoff, VTB24
Tinkoff and VTB24 are due to launch apple pay in December 2016.
Tinkoff card won't be added to Apple Pay?
Update the Tinkoff app - Apple Pay support appeared only in the latest version, from November 1
Apple Pay Sberbank how to connect
It is necessary to update the application "Sberbank Online"