Uralsib Leasing Company. Leasing at Uralsib Bank

The financial corporation "Uralsib" includes not only the bank of the same name, but also a company engaged in leasing. 15 years of experience and a high degree of reliability allow us to speak of the company as one of the leaders in this market segment.

Dear readers! The article talks about typical ways to solve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

It's fast and FOR FREE!

Let us consider in more detail the conditions for obtaining financing from Uralsib Leasing.

General conditions of the contract

Leasing is one of the options for credit financing for a specific object.

In Uralsib-Leasing, such objects can be:

cars;
commercial transport;
trucks;
special equipment;
business equipment.

Uralsib Leasing works with dozens of official suppliers of automotive machinery and equipment.

Each client can choose for himself the necessary object at the best cost.

An extensive network of branches throughout the country allows the company to cover the maximum amount of territory.

Leasing principles:

the company-lessee is obliged to fully return the funds paid for it by the lessor;
the company-lessee is obliged to pay a percentage of the appreciation to the lessor for the use of the object of leasing;
the conclusion of a leasing agreement always takes place for a specific object (car, transport equipment, equipment).

When buying an object on leasing terms, the lessee gives an obligation not to make any manipulations with it.

He does not have the right to sell, lease to third parties, repaint or change the configuration of the object without the written permission of the lessor.

When using the object of leasing in the field of activity subject to VAT, the lessee has the right to a refund of tax deductions in the amount of VAT - 18%.

The main conditions in Uralsib Leasing are as follows:

	The amount of the deal		Contract term		Advance payment
	With the analysis of fin. report	Without analysis fin. report	With the analysis of fin. report	Without analysis fin. report	With the analysis of Fin. report	Without analysis fin. report
Passenger cars beaten, Commercial trans— port, trucks beaten, special social technique	Up to 30,000,000 rubles	Up to 15,000,000 rubles	From 1 year to 5 years	From 1 year to 3 years	From 10% to 49%
obor— ing	Up to 30,000,000 rubles	Up to 1,000,000 rubles	From 1 year to 3 years	From 1 year to 3 years	From 25% to 49%	From 35% to 49%

Uralsib-Leasing does not work with individuals.

How to get a?

In order to lease transport or equipment, an organization needs to contact one of the leasing companies, for example, Uralsib-Leasing. Choose an object and apply.

Specialists will contact the company, check it financial documents and offer the terms of the contract.

The contract is signed on mutually beneficial terms. The lessee transfers to the leasing company advance payment for the selected leasing object.

The lessor pays the entire cost of the object to the supplier. Upon receipt, the lessee inspects the object and signs the Transfer and Acceptance Certificate.

The company uses the object for its intended purpose and pays the lessor monthly payments in accordance with the schedule established when signing the contract.

Uralsib leasing in Moscow

There is a wide choice of leasing companies in the capital. Uralsib Leasing is on the list of leaders due to its loyal conditions:

a small down payment of 10%. It is not necessary to withdraw a large amount of funds from the turnover of the enterprise in order to expand its activities;
a wide range of machinery, vehicles and equipment from official dealers;
the term of the contract up to 5 years allows you to pay funds on comfortable conditions;
the possibility of leasing, with a minimum package of documents.

Are you looking for information on a cash loan without certificates and guarantors from Rosselkhozbank? Then you just need to familiarize yourself with.

If you want to know how to get, then you need to follow the link.

Requirements for borrowers

Uralsib Leasing offers to issue a leasing agreement to small and medium-sized businesses operating in various areas of production.

The main requirements are:

main statutory activities at least 1 year;
availability of constituent documents;
availability of a bank account and operations on it;
bookkeeping and reporting.

Car leasing

To lease a car or a fleet of cars, Uralsib offers favorable conditions for enterprises.

A small advance will not allow the company to "strain" financially. Leased cars will work to make a profit for the company. The company can get tax deductions on the amount of VAT, which is important.

With successful business management, the company can redeem the leasing object, but not earlier than 6 months from the start of the contract.

At the end of the contract, the lessee can register the object in ownership only after he pays the entire cost of the contract plus the redemption payment. The amount of the redemption payment is set by the leasing company.

Used cars

Uralsib Leasing offers to purchase used equipment on favorable terms.

The price of such machines will be significantly lower than the cost of new ones, while its operational specifications will be more understandable.

Interest rates

The interest rate on leasing agreements is called appreciation.

It is calculated individually for each enterprise, depending on:

from the lessor's profit margins;
conditions economic activity enterprises;
availability of collateral;
credit history;
nuances of the sale of the leased object.

Sometimes the price increase can be 0%. This happens when the supplier gives a discount to the lessor on the cost of the purchased object.

List of documents

Uralsib Leasing operates under two programs:

1. "A minimum of documents, a minimum of checks." It needs to provide:

application form;
a certificate from the bank on the absence of delay, file cabinets No. 2, an extract from operations;
founding documents;
documents for own / rented premises.

2. "Minimal rise in price with a little check."

Required documents:

application form;
breakdown of credit obligations;
boo. F1 and F2 reporting for the last 5 reporting periods;
an extract from the bank on the turnover on the current account, on the absence of delays and file cabinet No. 2;
analysis of accounts 50, 51, 57.

Debt repayment

Debt repayment under the leasing agreement is made in accordance with the payment schedule approved by the parties.

It can be annuity (equal payments), differentiated (decreasing payments) and seasonal, if possible.

In the latter case, the maximum payments are paid during the periods when the lessee obtains the maximum profit.

Debt payments are made by transfer bank payments from the current account of the lessee to the current account of the lessor, unless otherwise provided by the leasing agreement.

Timing

At Uralsib Leasing maximum term the contract is 5 years.

In cases of acquiring equipment on lease or when drawing up an agreement on the terms “without analysis”, the term of the agreement will be 3 years.

A longer term of the contract allows the lessee organization to minimize its monthly debt repayment costs.

And you can find out in detail how to get a cash loan using 2 documents without certificates and guarantors at.

Advantages and disadvantages

Advantages of leasing in Uralsib:

extensive work experience;
a huge number of suppliers;
large branch network;
leasing of various equipment;
understandable conditions;
possibility of VAT refund;
availability of simplified design programs.

Leasing from Uralsib is a professional service of the bank, as the company has solid experience in the leasing market since the late 90s. This is not only convenient, but also beneficial, since the bank creates special conditions for suppliers with a minimum of documents and a flexible payment schedule.

Leasing company Uralsib

Uralsib invites to cooperation individual entrepreneurs, and legal entities and offers them a leasing service. Using this service, you will be able to lease cars such as a minibus, pickup truck, special equipment with a small and medium load capacity, KAMAZ, as well as semi-trailers, cars of any brands, both foreign and domestic auto industry. In addition to vehicles, it is possible to lease printing equipment, a woodworking machine, logging, sports, trade, sewing, textile and warehouse equipment. Using the leasing calculator, you can easily make a preliminary calculation of the cost of this service.

Leasing programs

Each client of the bank can lease cars, commercial and trucks, buses, trailers, special machinery or equipment. Maximum amount financing can reach 30 million rubles, and the financing period is 60 months (5 years). All transactions are executed in rubles. You can apply for leasing at any branch of Uralsib Bank. To do this, you will need to provide a minimum package of documents, which consists of:

application forms;
certificates from banks (on turnover and absence of overdue debts);
constituent documents;
copies financial statements F1 (if you are on common system taxation).

The decision to satisfy the application for leasing is made within 1-3 days.

Leasing at Uralsib Bank

The Bank offers its clients of small and medium-sized businesses a "single window" where they can get not only standard Banking services for opening, maintaining an account and making transactions, but also to get the opportunity of financial lease (leasing), which is beneficial in many areas of Russian business. The Bank sees its mission in this, which helps to develop the domestic economy.

For ease of calculation, customers can calculate their benefits in advance using a leasing calculator, in which they need to indicate the subject of leasing, the amount of delivery, the amount of the advance payment and the payment period.

Sale in Uralsib leasing

Not all lessees buy out the leased equipment. If it turned out to be unclaimed by the company or was confiscated due to non-payment, then it falls into a special database. Anyone can familiarize themselves with this list on the website of the leasing company in the section. Here many lots can be purchased at a discount. To simplify the search, you can sort the offers by the type of the subject of leasing, as well as by the city where it is located. Application for the purchase of equipment can be sent through the form feedback or by phone.

Listen

Uralsib Leasing is a universal federal company, a recognized market leader, one of the nine largest companies that form a business in the field of leasing and financial lease.

Advantages of Uralsib Leasing

This company is ready to provide customers with:

more than a decade and a half of successful activity in the field of leasing;
a strong position in the top ten largest leasing companies;
a developed network operating in 45 regions of the Russian Federation;
additional service activities in the field of insurance and registration with the traffic police;
most favorable price at the expense special conditions purchase of equipment from partner companies;
the possibility of signing agreements with a minimum package of documents in the absence of audits of financial activities;
the fastest decision-making of financing;
high level of service.
accepting proposals for cooperation 24/7.

What is a leasing company Uralsib?

Uralsib Leasing is a company whose activities contribute to the expansion of financial opportunities for small and medium-sized businesses by concluding contracts for the financial leasing of vehicles, equipment and special vehicles. Uralsib Leasing operates in all regions of the Russian Federation, so it can offer customers the most profitable terms financial lease. The company successfully fulfills its own mission, which it sees in the development of domestic entrepreneurship by updating the means of production with new and used equipment. Uralsib Leasing cooperates with entrepreneurs of any form of ownership, offering the conclusion of transactions on the most favorable terms for customers with a minimum review period and a simplified version of signing an agreement.

What programs does Uralsib Leasing offer?

Uralsib Leasing - expands the opportunities for increasing the profitability of enterprises by offering leasing programs for:

Auto commercial type;
Trucks of different carrying capacity, tractors and semi-trailers;
Passenger cars of domestic and foreign production;
Equipment for various businesses (from printing and logging to trading, warehouse, etc.);
Agricultural machinery and special equipment.

In order to select the most interesting offer, Uralsib Leasing 2018 provides each potential client with the calculation of the agreement using a special calculator posted on the official website page, placing the following details of the transaction in this electronic form: the amount of the advance amount, the term of the contract and the total amount of leasing.

How to arrange leasing?

The leasing program exists for any type of business. Information about this is available on the page with the relevant equipment:

It is necessary to issue a minimum package of documents, which includes documentation on the balance sheet, profit and loss statements for certain period reporting;
For leasing, a certain minimum period of operation of the enterprise is required;
The presence of personal positive capital;
For individuals You need copies of your passport and driver's license.

You can choose to conclude an agreement with or without financial statements analysis. Document packages for each option are presented in the table.

Financing conditions (rates) are set out on the pages with the relevant type of agreement.