Sberbank offers its customers to take advantage of the new bonus offer. The premium debit card Visa Platinum with large bonuses returns to its holders up to 10% of the purchase price and provides an expanded range of additional services. With the Visa Platinum Sberbank card, a new world of privileges opens up for the bank's clients.
With a Visa Premier platinum card with large bonuses, points are credited as follows:
- For each purchase paid with a prestigious card, the bank returns 0.5% of the costs to the client.
- For a purchase in any supermarket, Sberbank's cashback is 1.5%.
- For spending in cafes and restaurants, the owner of the "Visa Premier" bonus card will return 5% to the bonus account.
- For taxi expenses through the Internet services Yandex.Taxi and Gett, and for any purchases at gas stations, a bank client can expect a 10% refund.
Holders of a prestigious Visa can also receive additional bonuses under the "" program. After receiving the card, the client must register in this program using a simplified procedure. It is enough to send just one message per number 900 with the text " THANK"And the last four digits of the card.
Premium Visa Platinum Sberbank will bring its owner 20 times more points than other means of payment. According to the terms of the program, 1 “Thank you” bonus is equal to 1 ruble of discount. Points can be redeemed for a discount of up to 99% of the purchase price. 
Using bonuses
The official website of the program contains a complete list of sellers with whom you can exchange the accumulated bonuses. Among sberbank partners - large online stores and retail chains.
For points, you can get a discount on air tickets and on payment for accommodation in hotels around the world. To do this, the client needs to use the service “Thank you from Sberbank. Travels".
As a Visa holder, you can exchange bonuses for entertainment programs and events, ensuring that you and your family have an exciting, unforgettable vacation. Using the service “Thank you from Sberbank. Impressions ”, the holder of the Visa Platinum card Sberbank learns about the current and most interesting events in his city.
Sberbank has set the following restrictions on the accrual of Thank You points per month:
- The total number of bonuses should not exceed 5 thousand.
- The maximum number of points for taxi and gas station services is 1,000.
- In the category "Restaurants and Cafes" the client can receive no more than 2 thousand bonuses.
Bonuses are valid for 36 months. After this time, unused points "burn out". 
The World of Visa Platinum Privileges | the benefits are clear
Having issued a prestigious Visa Platinum, the client has the following additional opportunities:
- The client receives equal conditions when cashing out funds both in Russia and abroad.
- Service for the cardholder is a priority for bank employees and is carried out in specially designated comfort zones.
- A personal manager is assigned to the Visa card holder.
- Visa Platinum can be linked to an electronic wallet, including Yandex.Money.
- You can replenish the Visa Premier Sberbank card both in cash and by non-cash method.
- The cardholder receives medical and legal support abroad.
- The client has the opportunity to use Sberbank.
- In the event of a force majeure situation, namely loss, damage or expiration of the card validity abroad, the client can use the emergency cash withdrawal.
- The Visa holder can manage the account, make transfers and payments through the remote services "Mobile Bank" or "".
- The service "" can be installed on the card for automatic housing and communal services, the Internet, cellular communications, etc.
- The client gets the opportunity to conduct transactions on the Internet using the innovative 3D-secure technology. This payment mode provides financial security by protecting transactions from fraudsters.
- The owner of the payment card can connect to the modern Apple Pay payment system in order to make purchases in online stores with maximum comfort.
- Visa Platinum holders receive protection from Sberbank against theft, loss and damage of goods purchased with the card. The insurance is valid for 90 days from the date of purchase.
Medical support for cardholders abroad
Abroad, the Visa Platinum premium card of Sberbank is served by the international company International SOS, which is a leader in the medical services market.
Visa holders can count on assistance in the area of \u200b\u200ba medical assistant:
- The cardholder and his family members receive medical and legal support while traveling outside the Russian Federation for up to 90 days.
- Among the services - telephone consultation on medical assistance, obtaining information about the location of medical centers, monitoring the patient's condition during and after hospitalization.
- Obtaining information about vaccinations, visas, translators and lawyers.
The cost of servicing the "Visa Platinum Premier" card
The annual cost of servicing a debit card depends on the currency in which it is issued and is:
- For the first year, the cost of service is 2.4 thousand rubles, for the second and subsequent years - 4.9 thousand rubles for a ruble Visa;
- US $ 100 for a dollar card;
- € 100 for a card in European currency.
Sberbank draws attention to the fact that the annual service will be fully compensated by bonuses. For this, monthly expenses on the card must exceed 30 thousand rubles.
Additional maps
The bank offers to issue several additional cards to the main debit Visa. This opportunity allows you to use funds not only for the client, but also for his relatives. The annual maintenance of these cards is 2.5 thousand rubles. For their re-release, you will need to pay the same amount.
As part of the Sberbank Premier tariff plan, a client can issue up to five premium Visas for himself and his relatives free of charge.
Cash withdrawal limits
The premium status of the card product improves the conditions of the services provided. So, a client of Sberbank can use increased daily limits for withdrawing funds:
- 500 thousand rubles for the ruble Visa Sberbank;
- 12.5 thousand US dollars for a dollar card;
- 10 thousand euros for a card in European currency.
Monthly limits are:
- 5 million rubles for a ruble card;
- USD 170 thousand for a dollar card;
- 125 thousand euros for Visa in European currency.
There will be no fee for withdrawals within the specified amounts. In case of exceeding the daily limit, the client will incur additional costs. The commission will be 0.5% of the amount, which exceeded the maximum rate established by Sberbank. This rate applies to transactions carried out through the cash desks of a credit institution.
For cashing out amounts exceeding the limit in other banks, the client will need to pay a commission of 1%, but not less:
Conditions for obtaining a premium Visa Platinum card
To issue a card, the following conditions must be met:
- Client's age - from 18 years old;
- Russian citizenship;
- Permanent or temporary registration in the Russian Federation;
- Filled out application form for opening a card.
Despite the high status of the card product, Sberbank does not require the client to confirm his solvency.
Sberbank card issuance online
To start issuing a card with big bonuses, the client does not have to visit a bank branch. The application can be submitted remotely from the official website of Sberbank. In the application form, the applicant must indicate the following information:
- Personal data of the client: name, date of birth, place of birth, contact phone number, e-mail address. The full name also needs to be filled in in Latin (for drawing on the card).
- Data of the document confirming the identity of a citizen of the Russian Federation.
- The address of the Sberbank branch where it is convenient for the client to pick up the finished card.
After sending the online application, the manager will contact the client. He will inform about the readiness of the personalized plastic card. The Visa Platinum card is valid for 3 years.
Of course, the concierge service is present on the Gold level cards, but Platinum cardholders, in addition to booking air and train tickets, as well as places in restaurants, will be able to rent a car or call a taxi with the help of this service's employees. Such additional benefits will be interesting if you are abroad, for example, if you do not speak a foreign language, but while in Russia, you are unlikely to use such services, because it is much faster and easier to call a taxi or rent a car yourself.
Insurance program
Secondly, you can use the "Extended Warranty", that is, add another 24 months to the existing warranty of the goods and in case of a breakdown, use the payment system to repair the goods or get money. Such insurance is valid for all technically complex goods, for example, appliances, electronics and others, as long as it is purchased in the country of residence and paid for with a platinum card.
The real cost of a platinum card
On average, a Platinum-level card costs its holders about 7,000 rubles, so if you issue it solely in order to use additional free services provided by the VISA payment system, then in our opinion it will be too unprofitable and certainly not pay off.
By the way, banks are doing their best to make premium cards more attractive, and in addition to services from the payment system, the user can get an additional Priority Pass card for free, as well as insurance for those traveling abroad. Also, the bank makes interest rates for platinum cards much more attractive than for others, and also allows you to use a higher credit limit.
That is why, before applying for a Platinum card, we advise you to familiarize yourself with the full list of services provided by the bank, as well as find out all the commissions and benefits. After weighing all the information, it will be easier for you to decide whether you need a platinum card for that amount.
This card, in addition to the main payment function, provides holders with even more additional services and discounts compared to Visa Gold.
The minimum set of services for Visa Platinum includes:
2. Concierge service, medical and legal assistance. In Russia, this service is provided by International SOS (ISOS). Information services are provided free of charge.
3. Insurance for those traveling abroad. For example, an insurance policy for a card can have coverage up to 80 thousand US dollars. Also, special programs "Purchase Protection" and "Warranty Extension" operate on the card. For example, the first one allows you to return within a certain time the money spent for a purchase in case of damage or theft.
4. Special offers including discounts and privileges. This can be an upgrade in the class of a hotel room, gifts, discounts on goods and services in stores, etc. More information about this program can be found on the official website of the payment system.
5. Participation in discount programs IAPA, Hotel Express, Priority Pass, Simple.
7. Higher lending limit, from 5-10 thousand US dollars per month.
8. Higher limit for cash withdrawals.
Banks supplement the list of privileges offered by the payment system with their own programs. The range of banking services may include special credit conditions, remote servicing services, etc. The cost of servicing the Visa Platinum card depends on the volume of filling the Visa Platinum card.
For example, at VTB 24, Platinum cards are issued only within the framework of special package offers for high net worth clients: “Priority”, “Privilege” and Private Banking. The Privilege package, in particular, implies the issue of a card with a personal credit limit of up to 2 million rubles, round-the-clock support via a dedicated telephone line, concierge service, personal manager services, insurance and a host of discount programs. The commission for registration and annual maintenance of such a card is 30 thousand rubles.
Some banks do not equip platinum cards with many additional services and opportunities, which makes them affordable for ordinary citizens.
When choosing a debit or credit card, you should pay attention to the terms of provision and use of these products. To save time, you can order a card by filling out an online application on the bank's website, if this is not possible, you must contact the office of the credit institution. Interest rates on credit cards may depend on the package of documents provided, the availability of credit history and other factors.
Elite bank cards emphasize the special status of their owner. Premium cards differ from ordinary cards not only by a serious credit limit, but also by an extended package of additional services and opportunities.
Most of the privileges are automatically "tied" to the card by the payment system: MasterCard, Visa or American Express. However, some Russian banks are expanding the range of "premium services" already at the expense of their own bonuses, gifts and services.
Additional opportunities for premium cards are most often associated with travel abroad. For example, the owner of an "elite" card can check any information necessary for travel by phone around the clock (flight schedule or hotel room rate).
The concierge service can be entrusted with organizing holidays abroad - from booking a hotel to medical assistance in emergencies.
Another privilege for a premium card holder is discounts and bonuses in the partner networks of the issuing bank and the payment system. In addition, holders of such cards get the opportunity to attend private screenings, auctions and sales, as well as cultural and social events organized by MasterCard or Visa.
Premium cards from Visa
The Visa payment system issues three types of premium cards: Visa Gold, Visa Platinum and Visa Infinite.
The owner of any premium Visa card automatically becomes a member of the World of Privileges program. Below is a far from exhaustive list of services that a participant in this program is entitled to.
Visa Gold
Concierge service
Anywhere in the world, the concierge service, on behalf of the cardholder, will book a plane ticket, book a hotel, reserve a place in a restaurant, and provide information on current discounts and privileges.
Legal and medical support abroad
To get help, the holder just needs to call the service, introduce himself and name the first six digits of the card.
Support includes: emergency medical evacuation; a certificate of the presence of doctors and medical institutions in the host country; delivery of equipment and medicines; information on the nuances of customs, tax and visa regulations.
Visa Platinum
For Platinum cardholders, the list of opportunities and privileges is expanding.
Concierge service
- round-the-clock taxi order anywhere in the world;
- organization of car rental on behalf of the client;
- providing information on the place and date of cultural and sports events in any region and booking tickets.
Purchase protection and warranty extensions
Platinum cardholders participate in the product loss, accidental damage and theft insurance program for 90 days after purchase. In addition, if a product is purchased with a Platinum card, the standard warranty period is automatically doubled.
Visa Infinite
Maximum functionality of the concierge service
- Assistance in shopping, renovation, home services and recruiting;
- organization of access to closed premieres and special screenings.
Travel medical insurance
The insurance coverage is valid for the first 90 days of the cardholder's trip (both within Russia and abroad). Applicable to customers under the age of 76 and their family members.
Travel insurance abroad
Insurance coverage is valid only outside the country and extends not only to the cardholder, but also to his minor children. Covers unforeseen expenses related to delayed baggage or flight more than four hours.
Premium cards from MasterCard
The MasterCard payment system offers three types of premium bank cards: Gold MasterCard, Platinum MasterCard and MasterCard World Signia.
Gold MasterCard
Participation in the MasterCard Plus program
The Gold MasterCard card holder is entitled to discounts and bonuses in the partner networks of the payment system.
Participation in the Priceless Moscow program:
- invitations to interesting theatrical performances and film screenings;
- discounts in the best shops and restaurants of the capital;
- compliments from hotels and beauty salons.
24/7 support
24-hour support service is available both outside Russia and on the territory of our country. The cardholder can, for example, urgently reissue the card or receive a cash advance if it is lost.
Platinum MasterCard
Additional options and services are added to the capabilities of the Gold MasterCard.
For example, the cardholder gets access to the private travel club NILSEN CLUB, which provides its members with the organization of luxury travel anywhere in the world.
MasterCard World Signia
Credit card of the highest category in the product line from MasterCard with the personal signature of the owner in gold on the front side.
Privileges: insurance policy for travel abroad in the amount of up to 1.5 million euros; participation in international programs IAPA, Priority Pass and Hotel Express; personal manager for service.
Premium cards from American Express
American Express® Gold Card
Organization of travel (from booking rooms to car rental) anywhere in the world.
Membership Rewards Cumulative Bonus Program.
Travel insurance for up to EUR 250,000.
Legal and medical assistance.
Purchase protection.
Organization of an involuntary return from a trip.
The Platinum Card®
Each month the cardholder receives a list of interesting cultural and sporting events that he can attend. He also subscribes to Departures magazine, which publishes exclusive deals from boutiques, restaurants and hotels.
Premium cards of Russian banks
Sberbank of Russia
"Gold" credit cards MasterCard and Visa
Issued only in Russian rubles for three years. The annual interest rate on such cards ranges from 17.9% to 23%. Visa Gold and Gold MasterCard cards are protected by an electronic chip. The maximum cost of service is 3,000 rubles per year. Revolving credit limit on the card: from 15,000 to 600,000 rubles.
In addition to standard privileges from payment systems, Sberbank offers cardholders participation in the "Thank you from Sberbank" bonus program, discounts and special offers from the bank, an emergency cash withdrawal service abroad in case of loss or theft of the card.
American Express Platinum Platinum Cards
A card with a limit of up to 3 million rubles is issued for three years. The interest rate for the use of borrowed funds varies from 17% to 22% per annum. The maximum cost of service is 15,000 rubles per year.
Privileges: personal manager for servicing in the comfortable zones of Sberbank; insurance coverage program for the cardholder and his family members with a limit of up to USD 1,000,000; PriorityPass with unlimited access to VIP / Airport Business Lounges.
Mandatory requirement for the borrower: the amount of funds deposited with Sberbank must be at least 3 million rubles over the past three years.
Russian Standard Bank
"Gold" credit cards Visa, MasterCard and American Express
The credit limit for a card with a built-in electronic chip and a unique design reaches 750,000 rubles (the card is issued for five years). The annual service fee is 3000 rubles, the interest rate is 28% per annum.
American Express can be issued in one of three currencies: rubles, US dollars or euros. Its issuance and maintenance will cost the cardholder 6,000 rubles a year.
NES VISA Platinum and The Platinum Card® "Platinum" cards
The maximum credit limit reaches 1.5 million rubles. Annual maintenance cost: from 2000 to 6000 rubles. The interest rate varies from 20% to 28% per annum.
For purchases made with a VISA Platinum NES card, 1% of the amount is transferred to NES plus 50% of the annual service cost. The Platinum Card® is issued in euros, rubles and US dollars.
Alfa Bank
The annual service for Visa Gold and Gold MasterCard will cost 3,000 rubles. The annual interest rate varies from 17.99% to 29.99% per annum. The card can be issued in rubles, euros or dollars. Maximum credit limit: up to 300,000 rubles, 25,000 US dollars or 19,000 euros.
"Platinum" cards VISA Platinum and Platinum MasterCard will cost their owner a little more - from 5,500 to 5,600 rubles per year of service. But the maximum credit limit on ruble cards will be increased to 750,000 rubles at the same interest rate.
Who can get a premium card?
Today the premium card is available not only to politicians, businessmen and celebrities. “Elite” cards are chosen not so much because of their “status”, but because of their extended functionality.
The portrait of a typical premium card holder looks like this: a woman or a man between the ages of 30 and 40 with a high level of official income and an active lifestyle (frequent trips abroad, purchases in brand stores, the habit of comfort and quality service). A prerequisite for issuing such a card is close cooperation with the bank over the past months (deposits, investments, current accounts).
Terms of card production
In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days, in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote settlements may take up to 15 business days. Exact timing is possible.
When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.
You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the "Cards" section.
What documents are required to receive a card?
To pick up the card, take your passport or other document that was used to apply for the card with you. To get a card for another person, you need a notarized power of attorney.
How to start receiving THANKS bonuses?
After receiving the card, you must register in the "Thank you from Sberbank" program. The easiest way to register is to send an SMS to 900 with the text THANKS 1234, where 1234 are the last four digits of the card number.
You can also register in the program in your Sberbank Online personal account and at a Sberbank ATM - find the "Thank you from Sberbank" section and follow the prompts.
Bonuses are credited automatically when paying with a card - their number depends on the level of privileges.
It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when paying for purchases remotely in online stores, bonus Thanks are credited to the account.
How can I use THANKS bonuses?
Thank you bonuses can be exchanged for discounts when purchasing goods and services from Partners, a full list of partners is available. In addition, THANKS bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodation (on the site "Thank you from Sberbank. Travel"). Bonuses can also be exchanged for discounts when buying tickets for events - the service is available on the site "Thank you from Sberbank, Impressions."
How can I find out the details of my card?
To find out the details, in the Sberbank Online mobile application find the card you need and click "Show details".
Another way: in your Sberbank Online personal account, go to the "Cards" section and find the card you need, then "Card Information" → "Transfer details to the card account".
Is the contactless card safe to use?
Yes, the card is safe. She is always in the hands of the owner, so her data remains inaccessible to fraudsters. Making purchases without presenting a card and entering a PIN is much safer, since no one can see the card details. In addition, contactless technology protects against double write-offs - after paying for the purchase, the terminal beeps and turns off automatically.